Please check this page FIRST regardless of what county you live in!!
Detroit & Metro Detroit are listed below!
Be sure to check with your City and see if they offer special programs to help!
Check On Their City Website Under Building Dept., Or Community Block Grants, etc.!
Many services overlap with the Weatherization programs.
Are you having trouble getting your landlord to make repairs?
OR are you having other issues with them?
ALL COUNTIES IN MICHIGAN
FEDERAL DISASTER ASSISTANCE / FEMA
Phone: 800-621-FEMA (1362)
STATE EMERGENCY RELIEF ASSISTANCE
State Emergency Relief assists with home repairs to correct unsafe conditions and restore essential services. Eligible home repairs may include repair or replacement of a non-functioning furnace, hot
water heaters or septic systems. Check eligibility and apply online using MI Bridges.
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Apply for Assistance and Manage Your Account Online with MI Bridges
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Home Repairs Offered:
Payments are made only if the repair(s) is essential to remove a direct threat to health or safety or
is required by law or a mobile home park regulation. The repair(s) must restore the home to a safe,
livable condition. This does not pay for improvements or nonessential repairs. In addition, the requirements listed below must be met.
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Energy-Related Furnace Repairs: Repairs are available with a lifetime maximum of $4,000 per family group. All energy-related repairs approved since 1/1/1978 count toward this maximum.
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Non-Energy-Related Repairs: All home repairs, except furnace repair or replacement, including hot water heaters and septic systems for client-owned housing, have a lifetime maximum of $1,500 per
family group. All non-energy-related repairs approved since 12/1/1991 count toward this maximum.
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Requirements:
To receive home repairs, the following conditions must be met:
1. Applicant must be the owner or purchaser of the home or hold a life estate or life lease on the
home with the responsibility for home repairs.
2. The home is the applicant's permanent, usual residence.
3. The home is not listed for sale.
4. The home is not in jeopardy of loss. Repairs will be denied if there is a house payment or property tax arrearage, unless a workable plan exists for paying the arrearage.
5. The ongoing cost of maintaining the home is affordable to the applicant
(total housing costs cannot exceed 75 percent of the group's net income)
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NOTE that DHS frequently runs out of funds in late spring but will be again funded on Oct. 1st of each
year. You WILL need to apply to them regardless if they have funding as many other organizations REQUIRE that decision notice they will send you. Whatever you do, regardless if you are approved
or denied, KEEP THAT NOTICE AND DON'T THROW IT AWAY!!
ReLeaf Michigan
Environmental Conservation Organization
1100 N Main St, # 105
Ann Arbor, MI
Phone: 800-642-7353
ReLeaf Michigan is a statewide nonprofit tree planting and education organization. We've been "Planting Trees, Growing Communities" for 30+ years. We provide hands on opportunities for residents to enhance their community by participating in tree plantings.
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Tree Planting:
We plant trees to rebuild Michigan’s urban and rural tree canopies. Our plantings are done in partnership with cities, townships, villages, youth groups, neighborhoods, schools and other volunteer groups. All planting volunteers learn how to properly plant and care for trees. Does your neighborhood park, etc.
need this program??
MULTIPLE COUNTIES SERVED
After the Storm
Corporate Office:
1011 Northcrest Rd
Lansing, MI 48906
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Gaylord Tornado Recovery:
After the Storm is providing recovery services in Gaylord and surrounding areas following the EF3
tornado that struck in May 2022. The tornado injured 44 people. Two were killed. Homes and busin-
esses sustained extensive damage.
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Great Lakes Bay Flood Recovery
Record-breaking floods in the Great Lakes Bay region of Michigan necessitated a massive response,
and After the Storm has been on the ground helping those affected find their way back to normal life.
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Metro Detroit Flood Recovery:
After the Storm is providing recovery services in a multi-county region of Metro Detroit and Southeast Michigan following torrential rains that caused widespread flooding in June 2021.
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Get Help After the Storm:
The storm hits everyone differently. There’s no one-size fits all solution. That’s why our disaster case managers work with each household to help you rebuild. You set the goals. We help you get there.
Some of our services include finding food and shelter, identifying grants and loans for home rebuilds,
and managing home repairs. We can even help you find trauma and wellness care, and help your family identify needed supports after a major injury. Contact organization on the website.
Cleaning For A Reason
Administrative Office:
10275 W. Higgins Suite #28
Rosemont, IL 60018
Cleaning for a Reason provides free home cleaning to patients battling cancer. When cancer makes
life at home difficult, our trusted network of residential cleaners, cleaning industry volunteers, and community volunteers come together to support cancer patients and their families.
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Since our founding in 2006, Cleaning for a Reason and its partners have provided free home cleaning
for more than 51,526 cancer patients and their families across all 50 states and Canada. These services
are valued at more than $17.7 million.
Project EverGreen
8500 Station Street Suite 230
Mentor, OH 44060
Phone: 877-758-4835
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GreenCare for Troops/SnowCare for Troops
888-611-2955
THIS IS A NEEDS BASED PROGRAM FOR ACTIVE-DUTY DEPLOYED SERVICE MEMBERS. This includes
all military branches as well as Guard and Reserve Forces. Only one residence is permitted & the military member must reside at this location. Lot size must be less than 1 acre. Deployment orders or letter from command verifying deployment are required for registration. Do not register more than four weeks in advance of your deployment.
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Military families face many challenges when their loved one is deployed. Project EverGreen’s GreenCare for Troops connects military families across the nation to complimentary lawn and landscape services. Meanwhile, our sister program, SnowCare for Troops, provides basic snow removal.
Raising Men & Women Lawn Care Service
P.O. Box 2182
Madison, AL 35758
Phone: 256-508-9440
Raising Men & Women Lawn Care Service is the union of an ordinary yard maintenance service and
the commitment to establish an inspiring program to keep our youth (girls & boys) on a positive path
while learning and understanding their value in society. RMLCS/RWLCS provides free lawn care to our elders, those who are disabled, single mothers and our veterans, who do not have the time, resources
and / or money to take care of their yards.
THE LAWN ACADEMY
MAIN ADDRESS:
2470 Collingwood Room 208
Detroit, MI 48206
MAILING ADDRESS:
The Lawn Academy
PO Box 14215
Detroit, MI 48214
Phone: 888-380-5618
WHAT WE DO
We provide leadership development for youth via 6C methodologies and provide free lawn care for seniors, veterans, and people with special needs.
INTERESTING INFO
1. We support over 400 youth, seniors, veterans, and people with special needs per year
2. Seniors who live independently tend to live longer than in assisted living facilities
3. Youth will be responsible for business P&L within 3 years and there will be a for-profit arm
to 100% support non-profit activities
The Michigan Department of Community Health recommends parents ask their family doctor to do
a blood-lead test on their child at 12 months and 24 months. Medicaid insurance will pay for it if a
child is enrolled. Parents are encouraged to ask about fee waivers if they cannot afford their child's
test. If a child is diagnosed with elevated blood-lead levels, here are the resources that can help:
In Detroit:
Home Rehabilitation Grant Program
Phone: 313-224-3461
The Detroit 0% Home Repair Loans Program offers 0% interest loans from $5,000 to $25,000 to help Detroit homeowners invest in and repair their homes promoting public health and safety, increasing property values and helping residents secure and maintain homeowner’s insurance. If the home has
health and safety hazards, those issues must be addressed first before other repairs can be made.
The following are sample projects:
- Correcting health and safety hazards (required)
- Door and window replacements
- Porches and structural support
Applications will be available online and at a number of locations throughout the city, including Neighborhood Intake Centers, City of Detroit Neighborhood District Managers’ offices, and City
of Detroit Recreation Centers. Applicants must complete the application and submit all required
documents to a Neighborhood Intake Center. Assistance with completing the application will be
FIRE PREVENTION PROGRAMS
Check with YOUR City as most Fire Departments do offer this service!
City of Romulus Fire Department
28777 Eureka
Romulus, MI 48174
Phone: 734-942-7500
As part of the Romulus Fire Department’s Fire Prevention and Education Program, a limited number
of free smoke, carbon monoxide, bed shaker, and strobe detectors will be available to eligible residents.
Dearborn & Melvindale residents can schedule an appointment to have Dearborn Fire Dept. staff to
install smoke detectors in their homes at no cost. Appointments are available weekdays and residents
can call 313-943-2134 to schedule an installation. NOTE: Under the Building Codes Law, rental properties do NOT qualify for the Dearborn Fire Dept. Smoke Detector Program because they are required to have working alarms installed already. Residents living in rental properties with no working smoke alarms should call 313-943-2134 to report this life safety violation.
Detroit Fire Prevention & Safety Programs
Detroit Public Safety Headquarters
1301 3rd
Detroit, MI 48226 2025 List is now open!
Phone: 313-596-2900
The Detroit Fire Dept. is on a mission to install 5,000 smoke alarms across our city!
Flat Rock Firefighter's Association
Smoke detectors save lives! If you are in need of working smoke detectors and/or Carbon Monoxide detectors, please contact FF Hensley at khensley@flatrockmi.org to schedule a day/time for installation and inspection These detectors are provided by MI Prevention and installed at no cost to you.
The Red Cross
Michigan residents sign up above!
SELF-REPAIR PROGRAMS
BRICK + BEAM DETROIT
Brick + Beam Detroit grows capacity and community around building repair by supporting building rehabbers through hands-on workshops, Do-It-Yourself resources, online forums, and networking.
ELIGIBILITY REQUIREMENTS:
Most workshops require residency in Detroit, Hamtramck, or Highland Park
INCOME GUIDELINES:
No income guidelines at this time
AREA OF AVAILABILITY:
Detroit, Hamtramck, Highland Park
TYPES OF REPAIRS:
Brick + Beam does not repair homes for residents, but the program offers hands-on workshops and resources online aimed at teaching homeowners the skills to complete repairs themselves. Topics
range from the basics of homeownership (such as understanding the different systems in your home
like plumbing and electrical, & skills relevant to all homes like landscaping) to historic home repairs
(such as wood window repair, plaster, etc.)
HOW TO APPLY:
All classes are listed on the website above, with link to apply. Many events require an RSVP and small donation of $5 to $15 to participate. Some limited space classes require an application providing more information.
See the Detroit Housing Network listing below under DETROIT / METRO DETROIT listing.
PROGRAMS OPEN TO MULTIPLE COUNTIES:
Michigan Department of Community Health's Lead Safe Homes Grant Program
Grand Tower Building
235 S Grand Ave. 4th Floor Suite 410
PO Box 30037
Lansing, MI 48909
Phone: 866-691-5323
Mission:
To improve the health and well-being of Michigan citizens by promoting safe & healthy home environ- ments through comprehensive home-based intervention programs, lead certifications and regulations, public education and out-reach, & state-wide partnerships.
Lead Safe Home Program (LSHP):
This program helps families identify and remove lead hazards from homes.
Community Development:
The Community Development Unit provides grant funds, technical assistance & oversight of lead
hazard services to local communities. The purpose of this Unit is to expand lead hazard control in
MI through community development.
EcoWorks Detroit
22400 W. 7 Mile
Detroit, MI 48219
Phone: 312-444-9823 *new phone number!
This program is only eligible for DTE Energy gas and/or electric customers in Metropolitan Detroit.
In partnership with DTE Energy, EcoWorks can replace your old, inefficient refrigerator, furnace,
hot water heater and other appliances for free with a new, ENERGY STAR® certified model through
the DTE Energy Efficiency Assistance (EEA) Program. We can only replace refrigerators manufact-
ured before December 2013. This program is on a first-come, first-served basis.
Faith Works Michigan
PO Box 80493
Rochester, MI 48308
We serve God by volunteering to assist widows, single moms, veterans, elderly, the disabled &
others in need including non-profit organizations. Projects include home repairs and improve-
ments to assist the homeowner in maintaining their home in a safe and usable fashion while im-
proving the quality of their lives. Our multi-denominational Christian ministry bridges Catholics
and Protestants, with representation from over 15 distinct churches. All come together, unified
in unwavering devotion and service. We are based in Oakland County, but serve many in Macomb,
some in Wayne, and some in other counties.
HABITAT FOR HUMANITY / Aging in Place program
Through our Aging in Place program, Habitat helps older adults age at home and in communities
of their choice. Our local Habitat affiliates collaborate with human services organizations to eval-
uate individual needs and provide critical home repairs, modifications and community services
specific to each homeowner's lifestyle to preserve their home and their independence.
Rebuilding Together
27840 Independence Bldg. 2
Farmington Hills, MI 48336
Phone: Oakland County: 248-482-8061 Wayne County: 313-766-4010
For 27 years, RTSEM has served low-income homeowners in Oakland County and Southeast Michigan
by mobilizing volunteer teams to provide critically needed home repairs and modifications. As a local nonprofit organization, RTSEM is grounded in our community, partnering each year with about 40 small businesses, corporations, civic and faith-based organizations to mobilize more than 1,000 volunteers to assist 60 low-income homeowner households per year. Since 1992, RTSEM has leveraged $8 million in volunteer labor to help 1,102 low-income households.
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Rebuilding Together Southeast Michigan provides no-cost home repairs to qualified homeowners in
order to provide them with a warm, safe, dry and independent living environment. It is our belief that
every homeowner should be given the opportunity to live in a safe and healthy home.
Rebuilding Together Southeast Michigan currently serves Oakland County and Detroit's City Council District 4 in Wayne County.
St. Joseph's Helpers
20600 Eureka Rd. Suite #710
Taylor, MI 48180
Phone: 800-303-5075 #1 Intake number #2 Project Manager
A non-profit organization, founded on Christian values, composed of vetted & background-screened
men & women who volunteer their time and talents to provide those in need with BASIC household
repairs & chores. We install safety equipment such as railings & banisters, shower bars, smoke alarms
& do MINOR electric & plumbing & carpentry repairs. (This agency does NOT do roof & gutter replace-
ment or repairs, painting of homes inside or out, renovations of bathrooms or kitchens, etc. They don't clear flooded basements or clean mold. They also do NOT build structures such as garages or sheds).
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We serve Seniors, Veterans and those who verifiable disabilities in the counties of Macomb, Monroe,
Livingston, Oakland, St. Clair, Wayne & Washtenaw counties as well as Lexington, KY. Please send
your work request via the application on the website preferably OR call. Be SURE to give the right
phone number and key the agency number in your phone so you will know when the office is calling
to arrange a repair! If they cannot reach you, you will be placed in the "inactive" file.
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New Ramp Program! Effective May 2024
Will be providing steel, temporary ramps to those who are confined to wheelchairs and cannot leave
their home safely due to this. All applicants will be vetted by a Social Worker with a medical back-
ground and you MAY have to provide a doctor's prescription if there is a question about the need for
a ramp. The ramp will be ordered and delivered to client's home and installed by SJ Helper volunteers.
You will need to sign a form stating that when the ramp is no longer needed, it will be returned to the
program to be passed on to the next client in need. You will need to send pictures of the outside of
the type that our ramps will fit, we will forward a list of agencies that can build you a ramp although
there is usually a waitlist at these agencies.
THAW (The Heat & Warmth Fund) Just added 9/14/24
535 Griswold Suite 200
Detroit, MI 48226
Phone: 800-866-8429
MEAP (Michigan Energy Assistance Program)
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Phase 2 of THAW’s MI Water Program (Michigan Water Affordability Through Efficiency and Repair)
Phase 2 provides minor plumbing repairs, in-home water energy efficiency/conservation assessments, education, and water conservation supplies to eligible households within Wayne, Oakland, and Macomb counties with priority given to the poorest communities that were the hardest hit by COVID-19 including Detroit, Highland Park, Hamtramck, Ecorse, River Rouge, and Pontiac.
Interested applicants can learn more through the infographics below and, once eligibility is confirmed,
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More information can be found at thawfund.org and our Utility Assistance Specialists are here to answer your questions at 1-800-866-8429 (THAW) Monday through Friday 8am – 4:45pm.
DETROIT & METRO DETROIT
NOTE: If you have a tree fall on your property, please call the City of Detroit's EMERGENCY
FORESTRY PHONE NUMBER is 313-590-3336. This phone is manned 24 / 7.
NEW! Added 9/1/24
City of Detroit HRD Benefits Homeowner Program
Enroll in the City of Detroit HRD Benefits-period Homeowner Program today! To be eligible, you must
meet these criteria:
- Owned a home prior to 2009
- Owned the home from 2009 until 2016 (unless sold or lost to foreclosure)
- Had a Principal Resident Exemption (PRE) during all years of ownership
- Currently live in Detroit
Don't miss out on these exclusive benefits!
CDBG-DR Basement Backup Protection Program / Private Sewer Repair Program
Housing and Revitalization Coleman A. Young Municipal Center
2 Woodward Avenue Suite 908
Detroit, MI 48226
Phone: 313-224-6380
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For the CDBG‐DR Housing Recovery and Protection program, the City will make the program available
to eligible homeowners and will make forgivable loans available to property owners renting to eligible tenants.
All applicants must meet the following eligibility requirements:
- Households applying must be at or below 80% of the Area Median Income (AMI) as determined annually by HUD
- Applicants must live in a single‐family residential structure (1‐4 units)
- Households must be able to demonstrate impact (tie‐back) from the June 25‐26, 2021, flood event.
The property must be in one of the following 22 neighborhoods in the designated most impacted City Council districts:
- District 4: Cornerstone Village, Morningside, Chandler Park, Fox Creek, Riverbend, West End
- District 6: Midwest, Chadsey‐Condon, Claytown, North Corktown, Michigan‐ Martin
- District 7: Aviation Sub, Garden View, Plymouth‐I96, Plymouth‐Hubell, Paveway, We Care Community, McFarland
The property cannot be in a floodplain.
Applicants must be able to demonstrate that there is no duplication of benefits (see Section IV of the
Action Plan – Duplication of Benefits for more information).
City of Detroit / Dept. of Housing & Urban Development Just added 105/24
Phone: 866-313-2520
Detroit officials unveiled a program to replace private sewer lines for homeowners in neighborhoods
hit hard by the June 2021 flooding. Disaster recovery funds from the U.S. Department of Housing and Urban Development are paying for the program, which is expected to aid 1,500 households in 22 areas.
The city is using $43 million from the $95 million of federal money for repairs. Mayor Mike Duggan's administration also expects to ask City Council to approve $9 million for sewer lateral reconnections in alleys identified by the Detroit Water and Sewerage Department.
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Residents must meet certain qualifications. Households much be at or below 80% of the area median income, live in a single-family residential home, show proof of the June 2021 flood impact on their home and live in the following City Council district neighborhoods:
- District 4: Cornerstone Village, Morningside, Chandler Park, Fox Creek, Riverbend, West End.
- District 6: Midwest, Chadsey-Condon, Claytown, North Corktown, Michigan-Martin.
- District 7: Aviation Sub, Gardenview, Plymouth-I96, Plymouth-Hubbell, Paveway, We Care Com
- munity, Fiskhorn, Joy Schaefer, Warrendale, Warren Avenue Community and Barton-McFarland.
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Properties in a floodplain, such as Jefferson Chalmers, which was hit hard during the June 2021 rain-storm, do not qualify.
City of Detroit Dead, Dangerous and Diseased Tree Program SEE BELOW / LIST IS CLOSED
Phone: 313-224-4444
The City of Detroit is launching a new program to remove dangerous and diseased trees, even on
private property. If a resident believes they have a dead, dangerous, or diseased tree on their private property, they can call the number above or go to the Department of Neighborhoods website and sub-
mit a request. After the request is processed, a tree inspector will evaluate the tree to see if it is indeed dead, dangerous, or diseased. If it qualifies, the city will schedule a contractor to come out and do the trimming or removal. We expect to begin the actual trimming/removal this summer.
NOTE: This program is NO LONGER taking applications!!
Street Tree Request Program / City of Detroit
115 Erskine
Detroit, MI 48201
Phone: 313-922-3647
Request are received on a rolling basis. Planting occurs twice annually in the Spring season (May-
June) and Fall season (October- December). In any year, planting request received after March 1st
will be fulfilled in the fall. Planting request received after August 1st will be fulfilled in spring of the
next year.
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Requested trees will be planted in the front berm (between the street and sidewalk) at the address
entered in the form. If you would like the tree located somewhere other than the front berm, please
provide additional details in the comments section of the form. (i.e. I live in a corner home. I’d like
the tree placed on that side of the house along _____ street not in front of the house, etc.)
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Please note: Once your tree request has been reviewed and vetted, it will be placed on our Spring schedule. If we cannot accommodate the request within our Spring planting timeline, it will be added
to the Fall schedule.
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BRIDGING COMMUNITIES
6900 McGraw Ave.
Detroit, MI 48102
Phone; 313-361-6377
The Bridging Communities Eldercare Program offers professional assessments for the elderly to
identify their needs, and partner with volunteers from across Michigan to meet and fulfill those
needs. Our services range from case management to friendly visiting, supportive transportation,
minor home repairs, and much more. Our compassion ensures a comprehensive assessment and
resolve of identified needs.
AREA OF AVAILABILITY:
Individual must live in one of the servicing ZIP codes: 48204, 48206, 48208, 48209, 48210, 48216,
48217 & 48238.
CENTRAL DETROIT CHRISTIAN COMMUNITY DEVELOPMENT
1550 Taylor
Detroit, MI 48206
Phone: 313-873-0064
Central Detroit Christian CDC has aggregated resources from partner churches, our supporters, and foundations to help our neighbors get into affordable homes, learn new skills to get a job, get a house painted, and provide assistance during a crisis. Sometimes this means taking calls in the middle of the night to pray for and console a family that lost a loved one. Sometimes this means lending a helping
hand during a time of need. Relocation, reconciliation & work together in Central Detroit to create peace (Shalom).
City of Dearborn JUST ADDED 10/13/24 Signups expire on 10/31/24
The City of Dearborn has launched a free program to help homeowners rehabilitate, repair, or replace damaged porches and front steps, with partial funding from federal grants. Starting on September 30,
2024, eligible homeowners can apply to the Front Porch & Step Rehabilitation Program through an online application on the city’s website. This free initiative is designed to assist homeowners in improving their porches, which Mayor Abdullah Hammoud described as an essential part of community life.
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Starting Monday, Sept. 30, 2024, eligible homeowners can apply to the Front Porch & Step Rehabilitation Program through the online application.
Applicants must meet certain eligibility requirements, including owning and occupying a single-family home in Dearborn for at least one year (or five years without a Certificate of Occupancy), being up-to-
date on property taxes and bills, and ensuring the property is free from hazardous materials like asbestos. The city’s Economic Development Department will inspect properties to assess damage and determine eligibility, with repairs prioritized based on severity and available funding. Although deck replacements
are excluded, some side or back doorsteps may qualify. All wooden structures will be replaced with concrete. Applications will be accepted until the end of October 2024, and selected homeowners will be placed on a waiting list. The program is free for qualifying homeowners, with renovations completed on
a first-come, first-served basis.
City of Dearborn Home Rehabilitation Program (Deferred Loan Program)
Economic Development Department
Attn: Grants Manager
16901 Michigan Ave. Suite 15
Dearborn, MI 48126
Phone: 313-943-3068 Call for an application
Home Rehabilitation Program (Deferred Loan Program):
Assistance is available for various types of projects through the City of Dearborn’s Economic
Development Department. The City of Dearborn's Home Rehabilitation Program provides financial assistance (deferred loans) to qualified homeowners for the repair or rehabilitation of their homes.
- Examples of Eligible Corrections:
- Barrier Free Modifications
- Concrete Replacement (Code Violation required)
- Repair of Exterior Doors, Window Replacement
- Garage Demolition/Removal
- Defective Furnace/Boiler and Water Heater Replacement
- Note: This is a sample of eligible items. Contact Staff for additional eligible items.
City of Romulus
11111 Wayne
Romulus, MI 48174
Phone: 734-942-7500
Non-continuous household assistance to be provided to the eligible client population. Chore services
will only be provided to owner occupied residences. Tasks to be provided include yard work- grass
cutting, weed whacking and leaf raking - clearing walkways and driveways of ice & snow. Homeowner
will need to provide the salt, if that is required, and we will apply it to sidewalk. These services are on
a first-come, first-served basis to our low and moderate income senior & handicapped residents. This program should be considered a supplemental service, as time and manpower allow.
Target Population:
Seniors, age 60 years and older, and physically challenged individuals, who meet Federal Community Development Block Grant income guidelines
Process:
1. The City of Romulus will advertise the availability of the program
2. The City of Romulus will conduct all application intake and income verification with clients at the
Senior Center during regular office hours. Home visits to home-bound seniors may be periodically scheduled with the Senior Center
3. The City of Romulus will forward all Chore requests to the two chore workers who will process the requests in a timely manner, notifying the homeowner of the scheduled date and time
Staffing:
The chore persons associated with this program are not licensed contractors. Minor repairs facilitated
by this program do not require permits from a licensed contractor. All City staff is bonded and protected
by Workman’s Compensation Insurance.
Supplies:
The City through the CDBG program will provide the equipment necessary for the program, e.g. lawn mower/snow blower, etc.*Due to the salt shortage over the last few years, salt for winter ice will not
be provided and should be provided by the homeowner. The Chore staff will apply salt or a substitute
if it is provided. This program is intended to be a supplemental assistance program and not an on-
going maintenance program. All requests will be considered on a first-come, first-served basis. Please
be aware that clients that abuse the program may be denied services. Clients that falsify information on their application will be denied services.
City of Taylor
Community Development Department
23555 Goddard
Taylor, MI 48180
Phone: 734-287-6550
These programs are designed to provide emergency and other repairs of homes owned by lower-to-moderate residents. In general, the program allows improvements to a home to bring it to minimum
code standards, correct barriers to mobility and health, and to address safety hazards and energy improvements. The most common repairs include roofs, electrical, plumbing, and furnaces. Other
repairs are allowed under the program, but remodeling is not covered, nor is substantial reconst-
ruction.
City of Westland Homeowner Rehabilitation Program
32150 Dorsey
Westland, MI 48185
Phone: 734-595-0288
The Homeowner Rehabilitation Program provides deferred low interest loans for limited repairs of
housing conditions, such as furnaces, water heaters, roof, windows, siding, sewer, basement, con-
crete, barrier free access, etc. Homeowners repay the loan when the homeowner sells or rents the
house. City Staff work with the homeowner to hire contractors and inspect the quality of the work.
Applicants must have owned and lived in the house for at least one year, be current in mortgage,
property tax and water/sewer payments and must meet federal income guidelines as outlined in
the Homeowner Rehabilitation Brochure (PDF) Also the Homeowner Rehabilitation Application
(PDF) is easy to complete. For more information, call 734-793-9390.
Cody Rouge Community Action Alliance
Headquarters:
19321 W. Chicago Suite 105
Detroit, MI 48228
Phone: 313-397-9280
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Satellite Location:
Boys & Girls Club
16500 Tireman Ave.
Detroit, MI 48228
CRCAA serves a large, diverse area on Detroit’s Far West side, working as a community convener,
advocate, and resource for over 35,000 residents.
We include seven distinct neighborhoods:
Far West, Franklin Park, Joy Southfield, Southfield Plymouth, Warren Avenue Community Organization
(WACO), Warrendale, and West Outer Dr.
Our Mission:
Cody Rouge Community Action Alliance works to ensure a high quality of life in our neighborhoods
by helping residents access resources for critical home repairs (such as electrical and furnace re-placement), porch repairs, and upgrades for elders (such as wheelchair ramps and grab bars).
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Cody Rouge Front Porch Project
Phone: 313-397-9280 Kenyetta Campbell
Free Minor Porch Repair
1. Repair / replace broken concrete porch steps
2. Rotted wood stairs and correct improper step heights & replace wooden porch floors
3. Install railings and/or handrails
4. Reinforce / repair columns
Eligibility:
- Owner-occupied single family
- Lived in home for at least six months
- Household income less than (80% AMI)
- Current homeowners' insurance
- Reside in the 40 block target area
Serving Franklin Park Community 40-block footprint within Cody Rouge neighborhood. The target area borders Joy Road to the north, Chicago Ave. to the south, Westwood to the west & the Southfield Free-
way to the east.
Detroit Area Agency on Aging
1333 Brewery Park Blvd. Suite 200
Detroit, MI 48207
Phone: 313-446-4444
The Detroit Area on Aging offers home repair services through the State Medicaid MI Choice Waiver Program or Integrated Care Organization’s MI Health Link program. MI Choice waiver services include
in-home repair as well as caregiving services, nutrition, chore services, and non-emergency medical transportation. Home repair services are reimbursed through Medicaid, allowing seniors and adults
with disabilities to remain independent in their home by modifying their residence to remove barriers, increase mobility, and provide greater freedom in the home environment
INCOME GUIDELINES:
Must meet Medicaid eligibility requirements
AREA OF AVAILABILITY:
Detroit, Highland Park, Hamtramck, Harper Woods, and the five Grosse Pointes
Detroit Association of Black Organizations (DABO) JUST ADDED 10/13/24
12048 Grand River Ave
Detroit, MI 48204
Phone: 313-491-0003
We’re working with the DTE to spread the word about an exciting opportunity for residents in zip code 48227 to receive FREE energy-efficient upgrades through DTE’s Energy Efficiency Assistance Program.
Free improvements include:
• Energy-efficient insulation If you live in 48227, contact us today to see if you qualify!
• New water heater
• Smart thermostats
• New furnace
• New refrigerator
• ENERGY STAR® certified LED light bulbs
• Advanced power strips
Detroit Home Accessibility Project JUST ADDED 8/17/24
Detroit Housing Resource Hotline: 866-313-2520
The City of Detroit, in partnership with CHN Housing Partners (CHN) and Detroit Housing Network (DHN), announced the opening of the application process for the Detroit Home Accessibility Program, which will make safety and access improvements at the homes of Detroit residents with disabilities and low-income seniors.
This groundbreaking initiative, funded with $6.6 million from City of Detroit ARPA funds, aims to improve the living conditions of residents who struggle with basic access to and inside their own homes.
Interested residents can apply at the website above or by calling the number above OR by walking into
a Detroit Housing Network location. Applicants MUST submit an eligibility form to qualify.
Types of Improvements offered:
- Access & Egress Repairs: Installation of ramps, lifts, and grab bars
- Safety Enhancements: Improvements to doors, thresholds, and lighting
- Specialized Modifications: Adjustments for mobility devices, vision impairments, and more
Detroit Housing Network JUST ADDEDD 7/6/24
Phone: 866-313-2520
Our Mission:
The Detroit Housing Network's (DHN) mission is to create healthy neighborhoods and advance racial
equity in our communities by increasing housing stability and affordable homeownership for Detroit residents.
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Home Repair & Maintenance Services:
Home repair services help homeowners invest in and repair their homes. Our Members will work
with you to explore and apply for local programs that get you closer to your goals.
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Home maintenance and repair workshops teach homeowners how to invest in and repair their homes.
Led by a housing counselor, you will learn about things you can do on your own - as well as programs
that may be available to you - to keep your property safe, healthy and valuable.
Register for services here:
Detroit Lead Safe Remediation Program / City of Detroit Housing
Phone: 313-224-6380
1. Is your house in the 48209 zip code bounded by Vernor Hwy. & I-75
(North/South) and Woodmere St. & Livernois (East/West)?
2. Was it built before 1978?
3. Is your household income at or below 80% of the AMU?
4. Is there a child 6 years of age or younger, or a pregnant woman in the house at the time of intake,
or there is a visiting child 6 years of age or younger at the house for more than 60 hours per year?
City of Detroit Bridging Neighborhoods Program
Phone: 313-224-6380 313-498-2305 (español)
If you live in one of these Detroit ZIP codes, you may be eligible for free lead home repairs: 48209,
48210, or 48217.
Detroit Repair the World 27th Fall Fix-up Event (This event is over for 2023)
Detroit, MI
Phone: 947-203-2686
In 2009, Repair the World began elevating meaningful service as a defining element of Jewish life by engaging Jewish young adults in service and learning to meet pressing local needs. Today, inspired
by our values, we activate a national service movement, mobilizing partners and tens of thousands
of Jewish young adults and their communities to serve alongside our neighbors.
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We had a blast at the 27th annual Fall Fix Up event. A huge THANK YOU to everyone who spent their Sunday raking, leaf blowing, planting, and ensuring our older adults and their homes are ready for
winter.
Detroit Snow Team
Detroit is calling for volunteers to help remove snow this winter from sidewalks and driveways at homes
of seniors and residents with disabilities. The "Detroit Snow Team" is a volunteer snow removal service created to assist seniors or anyone with disabilities who may need to get to a doctor's appointment but does not have anyone in their home to shovel the snow. The program has been running for two years, according to the city. The service is strictly for residents who are unable to provide their own service & cannot have an able-bodied individual living in the home, according to the City. Anyone interested in volunteering can email Tonie Stovall at the email address above.. Volunteers may be asked to bring their own shovel or other supplies & provide their own transportation. Residents interested in signing up to
have their snow cleared can reach out to their district managers, whose contact information is available
on the neighborhood department website (above!).
Detroiters Working for Environmental Justice
4750 Woodward Ave. Suite 315
Detroit, MI 48201
Phone: 313-833-3935
ENERGY EFFICIENCY ASSISTANCE PROGRAM:
We help qualifying households access energy efficiency program benefits that lead to families saving money and energy and reducing gas house emissions. Low to moderate income programs are available
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DETROIT HOME REPAIR PROJECT:
We help qualifying households access weatherization and home repair programs to increase the value
and comfort of homes, health and well-being and decrease hazards and energy costs. To learn more, contact awalker@dwej.org.
ECO WORKS Energy Efficiency Assistance Program
22400 W. 7 Mile
Detroit, MI 48219
Phone: 313-444-9823
This program is only eligible for DTE Energy gas and/or electric customers in Metropolitan Detroit.
In partnership with DTE Energy, EcoWorks can replace your old, inefficient refrigerator, furnace, hot
water heater and other appliances for free with a new, ENERGY STAR® certified model through the
DTE Energy Efficiency Assistance Program (EEA). We can only replace refrigerators manufactured
before December 2013. This program is on a first-come, first-served basis.
Firm Foundations of Hope / Helping People Climb
3920 Van Dyke
Detroit, MI 48214
Phone: 313-650-8565
Firm Foundations of Hope is committed to spiritual revival and neighborhood revivification on Detroit’s east side. We will be working on home repair projects in our lower east-side Detroit community. We are beginning with relatively small projects as we begin but will soon expand. If you have a project you would like done, please contact us by phone or email to describe the project and receive an application.
Grandmont Rosedale Development Corporation NEW! 5/23/2023 LIMITED TIME PERIOD
19800 Grand River
Detroit, MI 48223
Phone: 313-387-4732
FREE Replacement Furnaces, Central AC’s, Home Insulation & Water Heaters‼️
Grandmont Rosedale Development Corporation (GRDC) is partnering with DTE to provide FREE Energy Efficiency Furnaces, Central AC’s, Home Insulation & High Efficiency Water Heaters to
DTE customers in Grandmont Rosedale with low to moderate income customers (80% Area Median Income).
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Minor Home Repair Grant
Habitat for Humanity Detroit / Home Repair Program & A Brush With Kindness Program
14325 Jane
Detroit, MI 48205-4059
Phone: 313-521-6691
Habitat for Humanity’s Critical Home Repair Program and Brush with Kindness Program provide
urgent and major home repairs for homeowners who do not have the ability to make the improve-
ments themselves, due to age, disability or other circumstances.
ELIGIBILITY REQUIREMENTS:
To be eligible for any of Habitat’s programs, homeowners must own & occupy the home, property
taxes must be paid in full or homeowners must be on a repayment plan, and the owner must not
be In danger of foreclosure. Required documents include owner’s most recent property tax bill,
proof of homeowner’s insurance, and an income and asset verification package including the pre-
vious year’s tax return.
INCOME GUIDELINES:
Household income must be less than 80% AMI, adjusted for family size, as defined annually by HUD. Homeowners must be unable to participate in home repairs due to age, disability, or circumstance.
TYPES OF REPAIRS:
The Critical Home Repair Program does not address emergency repairs that need immediate assis-
tance, such as broken pipes that caused flooding. Eligible repairs include fixing broken windows,
sidewalk repair, landscaping, roof repair, floor repair, plumbing, electrical, & other health and safety
home repairs.
NOTE: Our Critical Home Repair program is presently at capacity and we are not accepting new app- lications at this time. Once the program is reopened, it will be available for application for residents
of the Morningside neighborhood of Detroit as well as for military veterans. If the person in question
is a military veteran he/ she may monitor the status of the program through the below page- the app-
lication will be completed through this site once available.
Jefferson East, Inc.
Main Office:
300 River Place Dr. Suite 5250
Detroit, MI 48207
Phone: 313-331-7939
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Neighborhood Resource Hub
14300 E. Jefferson Ave.
Detroit, MI 48215
Phone: 313-314-6414
Our Housing & Neighborhood Resource Services teams available to assist you at the Neighborhood Resource Hub & NRH hours of operation are 9 a.m. to 5 p.m. Tuesdays through Thursdays, by appoint-
ment only! Must reside in the Jefferson East service area, comprising one of the following neighbor-
hoods: Lafayette / Elmwood Park, Rivertown, The Villages, The Marina District, Jefferson-Chalmers.
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To learn more about our post-flood recovery assistance, please contact Ms. Lloyd at 313-251-3849
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HOME REPAIR PROGRAMS & SERVICES:
For services relating to housing or home repair programs and services, please complete the JEI Housing Services Intake Form. You may also contact the Neighborhood Resource Hub at
313-314-6414. Please allow 24-48 hours for a team member to contact you.
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JEI’s housing team assists Detroit homeowners with the loan intake process, including clarifying program eligibility requirements and submitting applications. As of June 2021, the City of Detroit
began processing applications that were previously on hold during the COVID-19 pandemic.
For more information on this program, please visit City of Detroit’s 0% Interest Home Repair Loan
Program above!
LIFE REMODELED HOME REPAIR PROGRAM
Life Remodeled Community Innovation Center
2470 Collingwood
Detroit, MI 48206
Phone: 313-744-3052
Life Remodeled is a Detroit-based nonprofit that invests funds, labor, and materials into a different
Detroit neighborhood each year. Projects are determined by the community’s needs and vision. The
home repair program assists with one critical home repair of the homeowner’s choosing: roof, fur-
nace, or windows. Contractors who partner with Life Remodeled to complete the work donate their
time, materials, and labor. Full home remodels are not possible.
INCOME GUIDELINES:
Homeowners must have a proof of income, which can include Supplemental Security Income, dis-
ability, or unemployment benefits.
TYPES OF REPAIRS:
Repairs may vary depending on the needs of the community. Currently repairs are being offered for
roof, furnace, and windows.
AREA OF AVAILABILITY:
Currently, homeowners must live within the following boundaries (please note that boundaries may
change so check the website for current boundary): south of Fenkell Avenue, north of Joy, east of
Livernois Avenue, and west of the Lodge. Virginia Park is another targeted area: south of Atkinson
Street, north of Virginia Park Street, east of Linwood, and west of the Lodge (not Boston Edison or
Russell Woods areas).
Matrix Human Services
Central Office:
1400 Woodbridge
Detroit, MI 48207
Phone: 313-526-4000 #1230 For extermination #1261
CENTER FOR SENIORS
The Center for Seniors helps our senior population maintain healthy, enjoyable and independent
lives. Comprehensive services include assistance with transportation to medical appointments,
home care services to help support clients remain living in their own homes, and helping our older population remain active with a range of programs at Detroit recreational centers.
Services and programs that help achieve these goals include:
• Personal home care services (cleaning, cooking, laundering and more)
• Free community recreation activities including water-chair aerobics, community luncheons, health
fairs, field trips and more.
• Low-cost non-emergency medical transportation
We understand that seniors are among the most vulnerable to be affected by COVID-19, which makes leaving the house for any reason even more concerning. If you know of anyone 55+ who needs to leave
the house while maintaining social distancing (avoiding public transit), we provide no cost rides that are safe & reliable for trips to doctor appointments, grocery stores, and more.
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SENIOR CHORE SERVICE PROGRAM
New Home Repair Program in Delray!
Delray Home Improvement Program is a free home repair program for eligible homes or duplexes in
the area surrounding the Gordie Howe International Bridge and US Port of Entry construction site in
the Delray, Detroit neighborhood. Visit this page above for more information and an application.
Improvements as part of the program include:
- Roof repair and/or roof replacement
- Window and/or door replacement
- Roof insulation and/or wall insulation
- Repair or replacement of heating, ventilation, and/or air-conditioning (HVAC) unit
You can apply for this program if you live within these boundaries:
- Interstate-75 (I-75) to the north
- Clark Avenue/South Clark Street to the east
- West End Street to the west
- West Jefferson Avenue to the south
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Updates on the Gordie Howe International Bridge Project
Delray Home Improvement Program -- APPLY NOW!
The Delray Home Improvement Program is a free home repair program for eligible homes or duplexes
in the area surrounding the US Port of Entry in Delray, Detroit. The program represents a $4 million
(CDN) investment being delivered as part of the project Community Benefits Plan. Successful appli-
cants received repairs based on an assessment of their home, with a per-house cap of $20,000 (USD).
- roof repair and/or roof replacement
- window and/or door replacement
- roof insulation and/or wall insulation
- repair or replacement of heating, ventilation, and/or air-conditioning (HVAC) unit.
Since the program’s launch in 2021, 95 homes have received repairs or are currently in the process
of receiving repairs. Limited space remains available for the 2024 construction season, when the pro-
gram is anticipated to end.
RENEW DETROIT! NEW Home (Roof) Repair Program
Renew Detroit is a new program that will provide free repairs to eligible Detroit homeowners using
funds from the American Rescue Plan Act (ARPA). The program will be held in two phases, starting
with the first phase of roof replacement.
More than 1,500 homeowners will receive free repairs through the program. This program will use
the Homeowner Property Tax Exemption (HOPE) as part of its qualification process. HOPE is the
City's low-income homeowner's tax exemption, formerly known as HPTAP.
The criteria to meet in order to qualify is:
- You must be a homeowner who is either 62 years of age or disabled
- You must have an approved poverty exemption formerly called HPTAP, now called HOPE
- Residents who did not already receive a city home repair grant of $10,000 in the last 10 years
How to apply:
To apply for a new roof (first stage) through Renew Detroit, you must do two things:
- Complete the Renew Detroit application online or call 313-244-0274
- Complete a HOPE application (HPTAP)
to apply. Applications must be accepted by November 12, 2021. If you have applied and been
approved for HPTAP, you do not need to fill it out again. If you are not sure that you have been
approved, call 313-244-0274.
Rippling Hope
P.O. Box 27499
Detroit, MI 48227
Phone: 512-619-0575 313-704-1230
Rippling Hope is a Detroit-based ministry offering year-round service opportunities with a focus on
home maintenance and repair. Rippling Hope conducts a home inspection and provides volunteers
to complete repairs, but recipients must purchase the materials needed for their requested repairs;
financial circumstances will be considered if financial assistance is available.
ELIGIBILITY REQUIREMENTS:
To be eligible, the house must be occupied by the owner, who must be a member of a block club or neighborhood association that partners with Rippling Hope. See the “area of availability” section be-
low for more details. Participants in the program must purchase their own materials for the requested
work.
INCOME GUIDELINES:
None
AREA OF AVAILABILITY:
Rippling Hope serves a specific target area in Detroit bordered by Telegraph Road on the west,
Livernois Ave. on the east, 8 Mile on the north, and Tireman Avenue on the south.
Sinai-Grace Guild Community Development Corporation
Phone: 313-731-0001
Facebook: https://www.facebook.com/SGGCDC
The Sinai-Grace Guild Community Development Corporation is a nonprofit serving the Winship,
College Park, Crary/St. Mary’s, Hubbell-Puritan, Belmont, Bethune, Harmony Village, and Schulze neighborhoods. Driven by our community residents, businesses, and leaders, the Sinai-Grace
Guild Community Development Corporation is committed to holistic and equitable revitalization
toward a thriving, healthy, and sustainable Northwest Detroit.
Neighborhood Enhancement Program:
The Sinai-Grace Guild Community Development Corporation received a grant from the Michigan
State Housing Development Authority through the Neighborhood Enhancement Program. The
program makes exterior home improvements for safety, visibility, and efficiency from the street
to the neighborhood. Within three rounds we have been able to fix broken porches, stairs, railings, windows, peeling paint, and damaged siding to over 27 homes.
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Insure Your Home Program:
The Sinai-Grace Guild Community Development Corporation is a recipient of a grant awarded
by the United Way of Southeastern Michigan. It will replace the roofs of 3-5 homeowners whose
homes are not currently insured due to the condition of their roof. Upon completion of repairs,
the homeowner will be issued an insurance policy.
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Home Weatherization:
The Home Weatherization Program in partnership with Walker-Miller Energy Services has provided
senior homeowners in Belmont, College Park, and Winship communities with home energy consul-
tations, and comprehensive energy assessments. We have completed 30 homes which resulted in
an estimated annual energy bill savings of $300 for each resident.
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Accessibility Modifications Program (AMP):
AMP provides funding for accessibility modifications and minor home rehabilitation for both income‐eligible senior homeowners and owner‐occupied households with a person(s) with a permanent dis-
ability. Eligible households must have household income at or below 80% of the area median income
(AMI). The maximum subsidy that can be requested per household is $12,000.
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Live Local:
The Live Local program, launched in 2021 through the generous support of the Ballmer Group and
DMC Sinai-Grace Hospital, is managed through SGGCDC. This program is designed to support new homeownership, encourage residential growth in the neighborhoods, and spur local investment. If
you work in and around the local area you may be eligible for up to $10,000 to purchase a new home
or renovate an existing home near work. To date we have assisted 8 homeowners for exterior home improvements and one first-time homeowner.
ST. PATRICK SENIOR CENTER, INC.
58 Parsons
Detroit, MI
Phone: 313-833-7080
In-Home Services:
For those who find it difficult to maintain their homes, St. Pat can provide help. Our in-home rep- resentatives can perform light housekeeping work and otherwise assist with chores. We can also
provide someone to make minor how repairs as needed.
For more information, contact Community Support Manager Adrainne Piner at 313-831-2520 #213.
The Helm Life Center (formerly Services for Older Citizens)
158 Ridge Road
Grosse Pointe Farms, MI 48236
Phone: 313-882-9600
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Home Chore Program
To be eligible for the Home Maintenance, Safety and Security Program, participants must be age 60
or older and residents of the Grosse Pointe’s or Harper Woods. This program connects individuals
in need with volunteers who provide one-time minor home maintenance services, subject to volun-
teer availability and their skill set.
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The services offered include minor home repairs, installation of home safety devices such as smoke
and carbon monoxide detectors/alarms, inspection and replacement of interior (standard ceiling) and
for first-floor exterior lights with LED bulbs, provision of a kitchen fire extinguisher, and LED night
lights for specified areas of the home. Additionally, the program includes the repair or replacement of house numbers to ensure clear address identification, as well as the inspection and/or replacement of furnace filters. Note that the program is available exclusively to homeowners.
Unity in Our Community TimeBank
6900 McGraw
Detroit, MI 48210
Phone: 313-451-0135
The Unity in Our Community TimeBank is a network of people who share their time & talents without exchanging money. They believe in equality and reciprocity, and work to motivate neighbors & other organizations to come together creating a more sharing and caring community.
Wayne County Land Bank Exterior Home Repair Program
Attn: Joe Russel
500 Griswold Floor 28
Detroit, MI 48226
Phone: 313-967-0031
The intention of the program is to provide repairs on the front of your house including but not limited
to roofing, steps, and railings. The external home repair program is for owner-occupied, single-family homes that are in good standing with their property tax and mortgage payments. The project cost is
not to exceed $10,000 and the owner must agree to live in their home for five years following the repairs.
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The Wayne County Land Bank is looking to enroll residents of the City of Melvindale in a exterior home repair program funded by the Wayne County Land Bank and the Michigan State Housing Development Authority. On our website you will find a map that highlights the area of Melvindale we are servicing
for NEP9.
*Please note we are only accepting applications from the specified area outlined in red in the City of Melvindale as shown on the map on the website. If you do not reside in the area shown, please do not
fill out an application or contact us.
Wayne Metropolitan Community Action Agency
Detroit Corporate HQ
7310 Woodward Suite 800
Detroit, MI 48202
Phone: 313-388-9799
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Out-County Service Hub
2121 Biddle Ave.
Wyandotte, MI 48192
Phone: 734-284-6999
CONSERVATION:
The Weatherization program enables eligible low-income families to permanently reduce their
energy bills by making their homes more energy efficient. The program offers energy efficiency
services that are tailored to your home, helping you save as much money as possible.
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ENERGY:
The MEAP program provides services to low-income households in the form of electricity bill
assistance and various energy services to help you stay ahead on your utility bills.
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WATER:
The WRAP program provides funding to eligible, low-income homeowners to assist with water
bills, water conservation, and self-sufficiency initiatives. To be eligible, you must be a customer
of the Great Lakes Water Authority & residing in their service areas.
These programs are being UPDATED below!!
LENDING PROGRAMS:
Detroit 0% Home Repair Loans Program
Website: www.DetroitHomeLoans.org
The 0% Interest Home Repair Loan Program launched in April 2015 offers 10-year, interest-free loan
from $5,000 to $25,000 to help Detroit homeowners invest in and repair their homes – promoting public health and safety, increasing property values and helping residents secure and maintain homeowner’s
insurance.
Who Can Apply?
1. Must own and live in the home for at least six months prior to applying. Vacant, unoccupied units
are not eligible
2. Low to moderate income homeowners can apply no matter where they live
3. View the income table to learn more
4. Regardless of income, homeowners in HUD designated areas in each city council district can
still apply
5 The minimum credit score is 560. Debt to income ratio cannot exceed 45% & housing
6. Ratio cannot exceed 35%. Loan to value cannot exceed 150%
7. Homeowner’s insurance & property taxes must be current
8. The homeowner must be able to afford the loan payments
What Repairs Qualify?
If the home has health and safety hazards (i.e. lead, mold, asbestos), those issues must be addressed
first before other repairs can be made.
The following are sample repairs:
Removal of lead & other health/safety hazards (required)
Electrical repairs
Furnace & HVAC replacement
Roof replacement
Plumbing
Door and window replacement
Concrete repairs (sidewalks, driveways)
Porches, foundations and other structural repairs
Detroit Home Restoration and Acquisition Program
Detroit Branch Location:
9108 Woodward Ave.
Detroit, MI 48202
Website: https://www.libertybank.net/community/detroit.cfm
Facebook: https://www.facebook.com/LibertyBankAndTrust
The Liberty Bank Home Restoration and Acquisition Program (HRAP) is a new non-traditional mortgage loan that will allow a home buyer to finance the acquisition and any required repairs or renovations to
their home being purchased in Hardest Hit Priority Neighborhoods in the City of Detroit.
Take advantage of exciting program features such as:
Financing your Acquisition & Renovation of a Home in Detroit
Low Down Payments
Flexible Underwriting
Down Payment Assistance available up to $15,000 for qualified borrowers
Qualified Borrowers must:
1. Occupy the home as primary residence
2. If purchased from the Land Bank's auction (http://buildingdetroit.org)
3. Successfully complete a home buyer's education program
FEDERAL HOME LOAN BANK OF INDIANAPOLIS (FHLBI)
NEIGHBORHOOD IMPROVEMENT PROGRAM (NIP)
Neighborhood Impact Program (NIP), of the Federal Home Loan Bank of Indianapolis (FHLBI), provides grants up to $7,500 to assist homeowners in making repairs to their homes, including deferred main- tenance. Detroit, Chemical Bank partners with U-SNAP-BAC, Community Housing Network, and New
Hope. Flagstar, Level One, and First Independence Bank also are partner banks in Detroit.
ELIGIBILITY REQUIREMENTS:
Homeowners must own and occupy a single-family home, condominium, or modular unit (plus duplexes, with certain restrictions) for at least six months prior to enrollment and be current on mortgage payments. Documentation for all sources of income (Social Security, pension, interest / dividends, earned income for jobs, Supplemental Security Income) from all members of the household must be provided.
AREA OF AVAILABILITY:
Communities where FHLBank Indianapolis members have a presence, including the entire City of Detroit, are eligible.
CONTACT INFORMATION:
U-SNAP-BAC is the main nonprofit administering the program in Detroit, but Community Housing Network in Troy and New Hope also administer the program.
U-SNAP-BAC
Email: info@usnapbac.org
Website: https://www.fhlbi.com/services/affordable-housing/homeownership-initiatives/neighborhood-impact-program
Facebook: https://www.facebook.com/USNAPBACinc
FEDERAL HOME LOAN BANK OF INDIANAPOLIS (FHLBI) ACCESSIBILITY MODIFICATION PROGRAM (AMP)
Website: https://www.fhlbi.com/services/affordable-housing/homeownership-initiatives/accessibility-modification-program
Accessibility Modification Program (AMP) of the Federal Home Loan Bank of Indianapolis (FHLB)
provides grants up to $12,000 for accessibility modifications for eligible senior homeowners and
owner-occupied households with a person or people who have a permanent disability. Up to 50%
of funds requested or a maximum of $4,000 may be used for deferred maintenance items such
as roofing, siding, or windows.
ELIGIBILITY REQUIREMENTS:
All household members must be age 62 and older; age 62 and older and age 17 or younger, where the older household member is the guardian of the younger household members; or any age with a perm-
anent disability and currently receiving permanent disability benefits (SSDI or SSI, and docmentation should support payment of benefits for at least 60 days). Homeowners must own and occupy a single-family home, condominium, or modular unit (plus duplexes, with certain restrictions) for at least six
months prior to enrollment and be current on mortgage payments.
CONTACT INFORMATION:
Jewish Family Services and Metro In-Home Solutions (in partnership with Chemical Bank) and some-
times U-SNAP-BAC facilitate this program.
Jewish Family Services
6555 W. Maple
West Bloomfield Township, MI 48322
Phone: 248-592-2300
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Chemical Bank
Fort Washington Plaza
333 M-85 #100
Detroit, MI 48226
Phone: 313-967-9700
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U-SNAP-BAC
14901 E. Warren Ave.
Detroit, MI 48224
Phone: 313-640-1100
Email: info@usnapbac.org
Website: https://usnapbac.org
Facebook: https://www.facebook.com/USNAPBACinc
