LOW-COST INSURANCE FOR ADULTS & CHILDREN  
This page was last updated: July 18, 2021
PLEASE NOTE!   

This page is primarily concerning low-cost insurance sources BUT you'll notice that I also
 included below some other free programs that can help you as well!  

Please also check under Adult Medical Resources as well as Children's Medical Resources to find other free and low-cost medical care.  

For Dental Resources look under Adult Dental Resources as well as Children & Adolescent Dental Resources.  

For Vision & Hearing Care, look under Vision & Hearing Resources. 

For Cancer Financial Resources, please go to Financial Resources and from there 
you can reach the Cancer Financial Resources!

The U.S. Department of Health & Human Services has a website with a map of the states 
that can direct people to agencies, including state insurance departments and local non-
profits, that can help people find health coverage, file appeals, and earn about other health-
care issues.
Website: https://www.cms.gov/CCIIO/Resources/Consumer-Assistance-Grants

Millions of low-income children are eligible for health care coverage under the State Children's 
Health Insurance Program bill. Every state has a health insurance program for infants, children 
and teens in working families. For little or no cost, this insurance pays for: Doctor visits, 
medicines, hospitalizations, dental care, and many other services. Kids who do not have health insurance are likely to be eligible, even if their parents are working. The states have different eligibility rules.  
&
In most states, uninsured children 18 and younger are eligible if they're part of a family of four 
that earns less than $44,100 a year. In some states, the family's income can be even higher. 
To learn more, call 1-877-KIDS-NOW (543-7669) or visit https://www.insurekidsnow.gov

If you have questions about insurance you bought for yourself and/or your family or 
you have insurance provided by an employer who does business only in MI, contact: 
Michigan Division of Insurance
611 W Ottawa  3rd Floor
Lansing, MI  48933-1070
Phone: 877-999-6442
Webpage: https://www.michigan.gov/difs

If you have a hard time affording health coverage and you have questions about eligibility 
for Medicaid or about current Medicaid benefits, go to: 
Michigan Department of Health and Human Services
235 S. Grand Ave.  P.O. Box 30037
Lansing, MI  48909
Website: http://www.michigan.gov/mdhhs

You may apply in person at the County Offices of the Department of Health and Human 
Services, federally qualified rural health centers, and at most hospitals. If you need help, 
please call 855-275-6424

If you are not eligible for Medicaid, your child may still be eligible for the Children’s Health
Insurance Program. 
For questions about eligibility or benefits, go to: Healthy Kids
Call to speak with an enrollment counselor
Phone: 888-988-6300
Website: http://www.michigan.gov/mdhhs

GOOD TO KNOW!

This website already posts all the federal FREE or low-cost medical & dental centers on this site!

Hill-Burton Free Medical Care Program
Health Resources and Services Administration
Dept. of Health & Human Services
Division of Facilities Compliance and Recovery
5600 Fishers Lane  Room 10C-16
Rockville, MD  20857
Phone: 800-638-0742
Website: https://www.hrsa.gov/get-health-care/affordable/hill-burton/index.html
Hill-Burton Free or Reduced-Cost Care
1.  You are eligible to apply for Hill-Burton free care if your income is at or below the 
      current Federal Poverty Guidelines.
2.   You may be eligible for Hill-Burton reduced-cost care if your income is as much as 
      two times (triple for nursing home care) the HHS Poverty Guidelines. 
3.   Facilities may require you to provide documentation that verifies your eligibility, such 
      as proof of income.
4.   Care at Hill-Burton obligated facilities is not automatically free or reduced-cost. You 
      must apply at the admissions or business office at an obligated facility and be found 
      eligible to receive free or reduced-cost care. You may apply before or after you receive 
      care — you may even apply after a bill has been sent to a collection agency.
5.   Only facility costs are covered, not your private doctors' bills.
Can you file a complaint?
You may file a complaint with the U.S. Department of Health and Human Services 
if you believe you have been unfairly denied Hill-Burton free or reduced-cost care.
Send complaints to:
Director
Division of Poison Control and Healthcare Facilities
5600 Fishers Lane    Room 8W
Rockville, MD  20857
Email: DFCRCOMM@hrsa.gov
Website: https://www.hrsa.gov/get-health-care/affordable/hill-burton/index.html

United Health Care Grants
Mailing Address:
UnitedHealthcare Children’s Foundation
MN017-W400
PO Box 41
Minneapolis, MN 55440-0041
&
Overnight Mailing Address:
UnitedHealthcare Children’s Foundation
9700 Health Care Lane
MN017-W400
Minnetonka, MN 55343
Phone: 855-MY-UHCCF   1-855-698-4223
Websites: https://www.uhccf.org
Our Mission
UHCCF’s mission is to significantly enhance the clinical condition or quality of life of children covered under a commercial health insurance plan and are 16 years old or younger living in 
the U.S.

GOOD DAYS  (formerly The Chronic Disease Fund)
2611 Internet Blvd.  Suite 105 
Frisco, TX   75034
Phone: 972-608-7141   877-968- 7233
Email: admin@mygooddays.org
Website: https://www.mygooddays.org
  • Copay Assistance
  • Travel Assistance
  • Premium Assistance
  • Diagnostic Testing Assistance


STATE RESOURCES: 

HEALTHY MICHIGAN PLAN 
Phone: 855-789-5610
Website: https://www.michigan.gov/healthymiplan
Looking for health care coverage that works for your health and your budget? There's an 
option to help working people like you get healthy — at a cost that works in your budget. 
It's the Healthy Michigan Plan. We understand you shouldn't have to choose between taking 
care of your health and taking care of your bills. That's why the Healthy Michigan Plan makes 
health care benefits available to individuals at a low cost. Learn more to see if the Healthy
 Michigan Plan is for you and find out if you may be eligible.

Healthy Kids/Medicaid
Phone: 888-988-6300 
Website: https://www.michigan.gov/mdhhs/0,5885,7-339-71547_2943---,00.html
For Michigan residents, a program for pregnant women, babies and children under 19. 
Covers women during pregnancy and the first two months after pregnancy ends. Babies 
may be eligible for up to one year after birth and children may be covered up to age 19. 
Also includes transportation to doctor's visits. 
You get:
1.  Health insurance at no cost to you.
2.  Medical services, dental care and prescription drugs at no cost to you. 
3.  You need your Social Security number. 
4.  You don't need proof of income.
&
MI Child
For Michigan residents under 19 years old.


METRO DETROIT & WAYNE COUNTY:

Wayne County HEALTHCHOICE Program                  
HealthChoice of Michigan
500 Griswold  15th Floor South
Detroit, MI  48226 
Phone:  1-800-WELL NOW
Website: https://www.waynecounty.com/
departments/hhvs/accesstocare/healthchoice.aspx
Over the past 25 years, HealthChoice of Michigan has developed a number of programs 
customized to the healthcare needs of Wayne County residents and businesses. Health
Choice currently provides the following quality and affordable programs listed below:
1.   Small Business - A health coverage program for owners of small businesses, their 
      employees and dependents.
2.   Welcome Dental - A stand-alone dental coverage program for individuals and families.
3.   Senior Dental - A stand-alone dental coverage program for individuals age 50 and older.
4.   Senior Prescription Savings Program - A prescription savings programs for individuals 
      age 55 and older.
5.   Senior Vision Program - A stand alone vision coverage program for individuals 55 and 
      older.
Our careful screening of providers and enhanced operating procedures mean our members 
have access to the area's best hospitals and doctors. Our extremely responsive customer 
service team stands ready to help when needed. Our wide array of health care benefits are 
offered at surprisingly affordable rates.


LENAWEE COUNTY 

Lenawee County Health Department 
1040 S. Winter  Suite 2328
Adrian, MI  49221
Phone: 517-264-5226
Email: lenaweehd@lenawee.mi.us
Website: http://www.lenawee.mi.us/187/Health-Department

Lenawee County Health Plan 
Administrator's Office
301 N. Main 
Old Courthouse  2nd floor
Adrian, MI  49221
Website: https://www.lenawee.mi.us/678/Health-Ins-Wellness-Program-Vision-Ins
Health Insurance, Wellness Program & Vision Insurance:
Health Insurance is available to eligible Lenawee County employees. Please refer to the 
Non-Union Personnel Handbook or applicable labor agreement for eligibility details. 

MACOMB COUNTY

Macomb Health Plan      
18 Market 
Mount Clemens, MI  48043                    
Phone: 586-783-2222
Website: https://www.yellowpages.com/mount-clemens-mi/mip/macomb-
health-plan-467750573


MONROE COUNTY

Monroe County Health Department                 
2353 S. Custer 
Monroe, MI  48161
Phone: 734-240-7800
Website: https://www.co.monroe.mi.us/officials_and_
departments/departments/health_department/index.php


OAKLAND COUNTY 

Oakland County Health Department           
1200 N. Telegraph 
Pontiac, MI  48341
Phone: 248-858-1280
Email: health@oakgov.com 
Website: https://www.oakgov.com/health/information/covid-19/Pages/default.aspx

Health Care Coverage for People Impacted by Flint 
 Michigan Department of Health and Human Services (DHHS)

2700 Hamlin Blvd.
Inkster, MI  48141
Phone: 855-789-5610 
Website: https://newmibridges.michigan.gov/s/isd-landing-page?language=en_US
The Michigan Department of Health and Human Services provides complete health care 
coverage for children age 21 and under and pregnant women affected by Flint water with
 incomes 400% and less of the federal poverty level.
If you or your children are eligible, this coverage includes:
- Doctor visits for things like check-ups, back to school physicals and shots
- Dental visits
- Vision care
- Nutrition counseling
- Behavioral health services
- Many other health care services
Eligibility: 
  • This program helps people with income at or below 400% of federal poverty guidelines.
  • This program helps children age 21 and under and pregnant women affected by Flint water.


WASHTENAW COUNTY 

Washtenaw County Health Department 
555 Towner 
Ypsilanti, MI  48198
Phone: 734-544-6700
&
Environmental Health
705 N Zeeb
Ann Arbor, MI  48103
Phone: 734-222-3800
​Website: https://www.washtenaw.org/1129/Health-Department
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