CREDIT COUNSELING
NOTE: 

Consumers can receive a free copy of their credit reports once a year from each 
of the three nationwide credit-reporting companies at www.annualcreditreport.com 
OR by calling 877-322-8228.
If you order by phone, your request will be mailed within 15 days.  Beginning July 21st, 
2011, lenders will be REQUIRED to provide a free credit score when consumers are 
rejected for a loan or required to pay a higher rate than the best one available.  

See www.federalreserve.gov/creditreports for details on how credit reports work.  

More information on debt collection is at www.askdoctordebt.com.  This website 
was created by the ACA International Education Foundation.  You can also go to 
www.ftc.gov for a video that explains consumer rights relating to debt collection! 

See www.myfico.com for information on FICO scores.  

Debtors Anonymous offers help to compulsive spenders at www.debtorsanonymous.org 

An Interactive Web quiz to better understand how credit scores are calculated at www.creditscorequiz.org.

National Foundation for Credit Counseling
Phone: 800-388-2227
Website: www.nfcc.org


LOCATED THROUGHOUT S.E, MICHIGAN


Green Path Debt Solutions 
Administrative Office:
38505 County Club Drive  #210
Farmington Hills MI  48331
Phone:  800-550-1961
Website:  www.greenpath.com
Offices throughout Michigan.  Call for locations or check the website!



METRO DETROIT & WAYNE COUNTY 

Adult Well-Being Services   
6700 Middlebelt Road
Romulus MI 48174
Phone: 313-925-1135  OR  734-629-4986 Financial Stability Coordination
Website:  www.awbs.org
Offers classes throughout the year, however they are generally arranged through 
a coordinator at senior residential sites or at agencies serving disabled adults such 
as Michigan Rehabilitation Services and the like. Workshops are given to groups. 
We also offer one on one financial coaching regarding budgeting, setting financial 
goals and benefits check ups for seniors and adults with disabilities.



MONROE COUNTY

Credit Bureau of Monroe         
23 E. Front Street 
Monroe  MI  48161
Phone:  734-241-4042

Community Credit Counseling      
214 E. Elm Ave.  Suite 208
Monroe  MI  48162 
Phone:  734-693-3943

Consumer Credit Counseling Service of Michigan          
826 S. Monroe Street 
Monroe MI  48161
Phone: 734-457-0370



OAKLAND COUNTY

Christian Credit Counselors, Inc.
Administrative Office:
5838 Edison Place  #200
Carlsbad, CA 92008
Phone: 800-557-1985
AND
24300 Southfield Road, Suite 215
Southfield MI  
Phone:  248-557-8811  OR  800-5571985
Website:  www.cccfree.com
A non-profit, non-denominational counseling ministry that provides assistance 
in individual budget planning, debt retirement management program, negotiations 
with creditors, receive & disburse your payments to creditors.  Monthly progress
reports & accounting statements.


ACCESS
23300 Greenfield Road, Suite 102
Oak Park MI  48237
Phone:  866-648-8114  OR   800-546-3247
Website:  www.accesscommunity.org


Lighthouse of Oakland County          
46156 Woodward Ave. 
Pontiac MI 48342
Phone: 248-920-6100
Website:  www.lighthouseoakland.org 
Provides resources to move individuals from crisis to self-sufficiency. Tax prep assistance.
Foreclosure counseling. 


Oakland County Housing Counseling
250 Elizabeth Lake Road
Pontiac  MI  48341-0414
Phone:  248-858-5402
Email:  milligranr@co.oakland.mi.us
Website:  www.co.oakland.mi.us


Oakland Livingston Human Service Agency
196 Cesar E. Chavez Ave.
Pontiac MI  48343-0598
Phone:  248-209-2600
Email:  jamilat@olhsa.org
Website:  www.olhsa.org


Jewish Family Service of Metropolitan Detroit
6555 W. Maple
West Bloomfield, MI  48322
Phone:  248-737-5055
Website:  www.jfsdetroit.org


Rochester Area Neighborhood House   (RANH)
1234 Inglewood   PO Box 80112
Rochester MI  48308-0112
Phone:  248-651-5836
Website:  www.ranh.org
Financial counseling for residents of Oakland County with these boundaries:  
Rochester, Rochester Hills, Oakland Township, Leonard and Auburn Hills.








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This page was last updated: December 27, 2016