NOTE:
Consumers can receive a free copy of their credit reports once a year from each of the three nationwide credit-reporting companies at www.annualcreditreport.com OR by calling 877-322-8228.
If you order by phone, your request will be mailed within 15 days. Beginning July 21st, 2011, lenders will be REQUIRED to provide a free credit score when consumers are rejected for a loan or rquired to pay a higher rate than the best one available.
created by the ACA International Education Foundation. You can also go to www.ftc.gov
for a video that explains consumer rights relating to debt collection!
CREDIT COUNSELING AND BUDGET COUNSELING:
Green Path Debt Solutions
Administrative Office:
38505 County Club Drive #210
Farmington Hills MI 48331
Phone: 800-550-1961
Offices throughout Michigan. Call for locations or check the website!
Christian Credit Counselors, Inc.
Administrative Office:
5838 Edison Place #200
Carlsbad, CA 92008
Phone: 800-557-1985
AND
24300 Southfield Road, Suite 215
Southfield MI
Phone: 248-557-8811 OR 800-5571985
A non-profit, non-denominational counseling ministry that provides assistance in individual
budget planning, debt retirement management program, negotiations with creditors, receive
& disburse your payments to creditors. Monthly progress reports & accounting statements.
ACCESS
23300 Greenfield Road, Suite 102
Oak Park MI 48237
Phone: 866-648-8114 OR 800-546-3247
Lighthouse Community Development
46156 Woodward Avenue
Pontiac MI 48328
Phone: 248-920-6200
Oakland County Housing Counseling
250 Elizabeth Lake Road
Pontiac MI 48341-0414
Phone: 248-858-5402
Oakland Livingston Human Service Agency
196 Cesar E. Chavez Ave.
Pontiac MI 48343-0598
Phone: 248-209-2600
Jewish Family Service of Metropolitan Detroit
6555 W. Maple
West Bloomfield, MI 48322
Phone: 248-737-5055
Rochester Area Neighborhood House (RANH)
1234 Inglewood PO Box 80112
Rochester MI 48308-0112
Phone: 248-651-5836
Financial counseling for residents of Oakland County with these boundaries: Rochester, Rochester Hills, Oakland Township, Leonard and Auburn Hills (east of I-75).
Homeownership Preservation Foundation
Phone: 888-995-4673 (HOPE)
HUD-approved Housing Counseling Agencies
Phone: 800-569-4287
National Foundation for Credit Counseling
Phone: 800-388-2227
