Consumers can receive a free copy of their credit reports once a year from each of the three nationwide credit-reporting companies at www.annualcreditreport.com OR by calling 877-322-8228.
If you order by phone, your request will be mailed within 15 days. Beginning July 21st, 2011, lenders will be REQUIRED to provide a free credit score when consumers are rejected for a loan or rquired to pay a higher rate than the best one available.
created by the ACA International Education Foundation. You can also go to www.ftc.gov
for a video that explains consumer rights relating to debt collection!
CREDIT COUNSELING AND BUDGET COUNSELING:
Green Path Debt Solutions
38505 County Club Drive #210
Farmington Hills MI 48331
Offices throughout Michigan. Call for locations or check the website!
Christian Credit Counselors, Inc.
5838 Edison Place #200
Carlsbad, CA 92008
24300 Southfield Road, Suite 215
Phone: 248-557-8811 OR 800-5571985
A non-profit, non-denominational counseling ministry that provides assistance in individual
budget planning, debt retirement management program, negotiations with creditors, receive
& disburse your payments to creditors. Monthly progress reports & accounting statements.
Adult Well-Being Services JUST ADDED 4/18/2013
6700 Middlebelt Road
Romulus MI 48174
Phone: 313-925-1135 OR 734-629-4986 Financial Stability Coordination
Offers classes throughout the year, however they are generally arranged through a coordinator
at senior residential sites or at agencies serving disabled adults such as Michigan Rehabilitation Services and the like. Workshops are given to groups. We also offer one on one financial coaching regarding budgeting, setting financial goals and benefits check ups for seniors and adults with disabilities.
23300 Greenfield Road, Suite 102
Oak Park MI 48237
Phone: 866-648-8114 OR 800-546-3247
Lighthouse Community Development
46156 Woodward Avenue
Pontiac MI 48328
Oakland County Housing Counseling
250 Elizabeth Lake Road
Pontiac MI 48341-0414
Oakland Livingston Human Service Agency
196 Cesar E. Chavez Ave.
Pontiac MI 48343-0598
Jewish Family Service of Metropolitan Detroit
6555 W. Maple
West Bloomfield, MI 48322
Rochester Area Neighborhood House (RANH)
1234 Inglewood PO Box 80112
Rochester MI 48308-0112
Financial counseling for residents of Oakland County with these boundaries: Rochester, Rochester Hills, Oakland Township, Leonard and Auburn Hills (east of I-75).
Homeownership Preservation Foundation
Phone: 888-995-4673 (HOPE)
HUD-approved Housing Counseling Agencies
National Foundation for Credit Counseling