DEPARTMENT OF HUMAN SERIVCES
PROGRAM RULES:
Auto Purchase up to $2000
Auto Repairs up to $900 per 12 months
MUST BE A FAMILY (pregnant or have a child under 18)
MUST BE ABLE TO WORK
Apply at the Department of Human Services that serves your community. The family MUST be receiving
or applying for Day Care, Medicaid or Food Assistance (if receiving the Family Independence Program,
the repair/purchase is usually handled by Michigan Works).
If a recipient of the above programs, income limits are already met. If you are an applicant, form DHS-3043 must be completed to declare if your total monthly income is below the TANF (Temporary Assistance for Needy Families) income limits of $1805 for one person, $2428 for two, $3052 for 3, $3575 for 4, etc.
AUTO PURCHASE: Customer must be able to afford the payments/insurance/title/taxes and other vehicle expenses, must have a valid driver's license, the cost of the vehicle cannot exceed the value of the vehicle, and only one vehicle per person is the lifetime max (husband and wife may each receive one but a policy exception must be approved for the other spouse to get a second car). It must be needed to retain/obtain employment or for activities that will prepare the customer for employment (cannot be disabled). Vehicle
has been inspected by a licensed mechanic and declared road-worthy (mechanics license number must
be given and also the date inspected). Public transportation must not be reasonably available.
AUTO REPAIRS: The repair is expected to make the vehicle road worthy and safe and the vehicle is needed to retain/obtain employment or for activities to prepare for employment (cannot be disabled). Total cost of repairs is $900 or less (or difference is paid by customer) including repairs covered in the last 12 months
and cost of repairs does not exceed the value of the vehicle.
A National program will make low-cost loans to buy or repair pre-owned vehicles available to low- to moderate-income working families in the Detroit area. Matrix Human Services and Spectrum Child & Family Services will administer $6,000 car loans and $1,500 repair loans to families in Wayne, Oakland and Macomb counties through the Detroit Ways to Work economic empowerment program.
Ways to Work helps families with poor credit buy reliable vehicles. The program, which will be launched March 26th, 2012, also requires applicants to take a financial education course as part of the loan process. Applicants are taken through the application process, given financial counseling on budgeting, credit repair education and financial planning.
Funding is provided through the Kellogg, Kresge, Wal-Mart and other businesses and foundations. Ways
to Work operates 55 sites in 23 states and has helped nearly 30,000 families get more than $60 million in affordable loans. Approved loans come with a flat 8 percent interest rate repayment terms of 24 and 30 months. Typical monthly payments fall between $150 and $220, and borrowers can save $750 to $3,000
in interest fees. The majority of loan recipients are single mothers. Applicants seeking infomation can
call 313-526-4000, extension. 319 OR 313-456-6060
Volunteers of America
21415 Civic Center Drive #210
Southfield, MI 48076
Phone: 248-945-0101 OR 800-552-1515
Cars donated to Volunteers of America are sold at a low-cost to low-income people who need them
and the money raised is used to fund Volunteers of America's programs.
Mother Waddles Car Donation
21501 W. 8 Mile Road
Detroit MI 48219
Phone: 313-WADDLES
Please be aware that there is a "copy-cat" organization that uses Mother Waddles name and organization info....this is the original organization!
Charity Motors
10431 Grand River Avenue (between Livernois & Oakman
Detroit MI 48219
Phone: 313-255-1000
Used car auction held Saturdays at noon. Register the week before, M-S from 9 a.m. to 5 p.m.
Need to bring proof of income and valid driver's license. Charity Motors accepts vehicles for
donation and sells them AS IS to low-income individuals and others in need of transportation.
Vehicles are available for sale to qualifying individuals at cost ranging from $100 to $1000.
Individuals who qualify may also be eligible for a further reduction in cost, depending on income......
families can get a 50% price reduction!
St. Vincent De Paul
3000 Gratiot
Detroit MI 48207
Phone: 313-393-2930 OR 877-788-4623
Has car auctions....call for more information!
Oakland Livingston Human Service Agency
TANIF
Central Office:
196 Cesar E. Chavez Avenue
PO Box 430598
Pontiac, MI 48343-0598
Phone: 248-209-2600
AND
South Office:
345 E. Nine Mile Road
Ferndale, MI 48220
Phone: 248-542-5860
AND
Livingston County:
2300 E. Grand River Avenue #107
Howell, MI 48843
Phone: 517-546-8500
Helps with car repairs for Oakland County residents
Workers on Wheels (WOW)
Goodwill Industries of S.E. Michigan and Michigan Rehabilitation Services
1357 Division Street
Adrian MI 49221
Phone: 517-263-2135
Monroe County only!
Phone: 517-265-9740
Provides cars to low-income residents who have gone through job training in order to get off welfare.
AND
Goodwill Industries of S.E. Michigan and Michigan Rehabilitation Services
1357 Division Street
Adrian MI 49221
Phone: 517-263-2135
A distribution committee made up of our community partners selects the applicants they feel will make
the best possible use of the car donation and become self-sufficient. Each participant is provided with
a vehicle maintenance class and help is also available to secure child safety seats as needed.
Hemophilia Foundation of Michigan
1921 W. Michigan Ave.
Ypsilanti, MI 48197
Phone: 734-544-0015 OR 800-482-3041
Emergency financial assistance for car repairs for those affected by hemophilia, von Willebrand,
other coagulation disorders, hepatitis, HIV or AIDS and whose bleeding disorder impacts their
income. Must not have received aid from this agency in the past 12 months.
LET SOMEONE ELSE MAKE YOUR CAR PAYMENT!
Get paid by turning your car into an advertisement for a business! Sign up at www.ad-wraps.com
and if you're chosen, your car will be wrapped with non-damaging advertisements that can earn
you up to $400+ a month in fees! In some cases, instead of getting cash, you may be given one
of the company's cars to drive for free!
NOTE: Not sure if your mechanic is giving you a fair estimate? Head to www.repairpal.com, where
you can compare the quote to industry standards. Just enter the make and model of your car, as well
as your location, and the free site gives you a reasonable fee range, breaking it down by parts and labor.
That way you can sure you're getting the best deal!
Log on to www.2CarPros.com where you can ask a question and get an answer from a certified
auto mechanic. Response time varies but for a small donation (any amount you choose), your
much you want to pay for the advice and you're get a response, often within minutes, from a
certified mechanic.
There are car problems that only the pros should repair BUT many others such as replacing
oil, headlights, air filters and hoses, can be done in your own driveway without any prior auto-
for the repair you need and you'll instantly get full details describing how to do it yourself!
The tables have turned thanks to Body Shop Bids. Just snap some photos of your damaged car
and upload them to this website. Local body shops will then bid on the job. Body Shop Bids saves customers an average of 70 percent on body work. All Body Shops are quality controlled by the
website, and prices won't change unless the repair service finds damage not indicated in the photos.
