FREE & LOW-COST CAR AND CAR REPAIR RESOURCES
DEPARTMENT OF HUMAN SERVICES
Website:  www.mich.gov   OR  www.michigan.gov/helphand

PROGRAM RULES:
Auto Purchase up to $2000
Auto Repairs up to $900 per 12 months
MUST BE A FAMILY (pregnant or have a child under 18)
MUST BE ABLE TO WORK

Apply at the Department of Human Services that serves your community.  The family MUST be receiving 
or applying for Day Care, Medicaid or Food Assistance (if receiving the Family Independence Program, 
the repair / purchase is usually handled by Michigan Works). 

If a recipient of the above programs, income limits are already met.  If  you are an applicant, form DHS-3043 must be completed to declare if your total monthly income is below the TANF  (Temporary Assistance for Needy Families) income limits of $1805 for one person, $2428 for two, $3052 for 3, $3575 for 4, etc.  

AUTO PURCHASE:  Customer must be able to afford the payments / insurance / title / taxes and other vehicle expenses, must have a valid driver's license, the cost of the vehicle cannot exceed the value of 
the vehicle, and only one vehicle per person is the lifetime max (husband and wife may each receive one 
but a policy exception must be approved for the other spouse to get a second car).  It must be needed 
to retain/obtain employment or for activities that will prepare the customer for employment (cannot be disabled).  Vehicle has been inspected by a licensed mechanic and declared road-worthy (mechanics 
license number must be given and also the date inspected).  Public transportation must not be reasonably available.
AUTO REPAIRS:  The repair is expected to make the vehicle road worthy and safe and the vehicle is needed to retain/obtain employment or for activities to prepare for employment (cannot be disabled). Total cost of repairs is $900 or less (or difference is paid by customer) including repairs covered in the last 12 months 
and cost of repairs does not exceed the value of the vehicle. 


Vehicles for Change              JUST ADDED  9/28/2015
14486 Gratiot Ave. 
Detroit, MI  48205
Phone:  855-820-7990
Email:  info@vehiclesforchange.org
Website:  www.vehiclesforchange.org  
This company will accept and repair donated cars, awarding them to prequalified families for nearly $800.
It also guarantees families with low-interest 12-months car loans, allowing them to build credit. 
In addition, the nonprofit carries a six-month / 6,000 mile warranty, which will give reliable service 
for at least two years. Car donors will gain a substantial tax advantage. The nonprofit organization 
has awarded cars to nearly 5,000 low-income families since 1999.


Matrix Human Services / Ways to Work Loan Program      
Administrative Office: 
120 Parsons Street
Detroit,  MI 48201
Phone: (313) 831-1000
Email:  inquiries@matrixhs.org  
AND
Matrix Ways to Work
13560 East McNichols
Detroit 48205
Phone: 313-526-4000 ext. 1319
Website: http://www.matrixhumanservices.net
We’re excited to announce that we and our National office have lifted the requirements of our Matrix 
Ways to Work program to include employee’s without children! Ways to Work provides low-interest 
loans to help people buy a car to strengthen their self-sufficiency and improve their quality of life. 
Having a car is not a luxury, it’s often a necessity. In order to get and keep a job, you’ve got to be able 
to go to where job opportunities are located, show up on time and also juggle family responsibilities. 
Public transportation can’t always meet those needs. In addition, paying off the car loan helps people improve their credit record, which is a critical step in attaining financial stability.
Our new requirements! Spread the word!
Continuously employed for six (6) months / Possess a valid Michigan Driver’s License
Bankruptcies (if any) must be discharged / Limited or no credit alternatives
Geographical resident of Wayne, Macomb, and Oakland counties
Household income no greater than 80% of area’s median income 
Demonstrated ability and desire to pay
If you are ready to take the next step and participate in our program; we need you to attend Financial Orientation. Call to see when the next scheduled orientation is!


Volunteers of America Michigan 
21415 Civic Center Drive, Suite 210
Southfield, MI  48076
Phone:  877-721-4862  OR  248-204-6034
Website: www.voami.org  
AND
V.O.A. Auto Sales 
618 E. Walton
Pontiac, MI  48340
Phone:  248-373-9000
Website: www.voaautosales.com     
Cars donated to Volunteers of America are sold at a low-cost to low-income people who
need them and the money raised is used to fund Volunteers of America's programs. Prices
are below typical pricing and negotiable. Veterans also receive a special discount. 


Mother Waddles Car Donation  
21501 W. 8 Mile Road
Detroit,  MI  48219
Phone:  313-WADDLES (313-923-3537)
Email:  info@motherwaddles.org
Website:  www.motherwaddles.org
Please be aware that there is a "copy-cat" organization that uses Mother Waddles name 
and organization info....this is the original organization!


Charity Motors
10431 Grand River Avenue (between Livernois & Oakman
Detroit,  MI  48219
Phone:  313-255-1000
Website: www.800charitycars.org
Used car auction held Saturdays at noon.  Register the week beforeM-S from 9 a.m. to 5 p.m.  
Need to bring proof of income and valid driver's license. Charity Motors accepts vehicles for 
donation and sells them AS IS to low-income individuals and others in need of transportation.  
Vehicles are available for sale to qualifying individuals at cost ranging from $100 to $1000.
Individuals who qualify may also be eligible for a further reduction in cost, depending on income...... 
families can get a 50% price reduction!


St. Vincent De Paul 
3000 Gratiot 
Detroit,  MI  48207
Phone:  313-393-2930  OR  877-788-4623
Email:  execdir@svdpdet.org
Website:  www.svdpdet.org
Has car auctions....call for more information!


Oakland Livingston Human Service Agency
TANIF
Central Office:
196 Cesar E. Chavez Avenue
PO Box 430598
Pontiac, MI  48343-0598
Phone:  248-209-2600
Email:  info@OLHSA.org
Website:  www.OLHSA.org
AND
South Office:
345 E. Nine Mile Road
Ferndale, MI  48220
Phone:  248-542-5860
Email: info@OLHSA.org
AND
Livingston County:
2300 E. Grand River Avenue   #107
Howell, MI  48843
Phone:  517-546-8500
Email:  livingston@OLHSA.org
Helps with car repairs for Oakland County residents


​Hemophilia Foundation of Michigan
1921 W. Michigan Ave.
Ypsilanti MI 48197
Phone: 734-544-0015  OR  800-482-3041 # 8
Website:  www.hfmich.org
The Emergency Financial Assistance Program is available to consumers who find themselves 
in a temporary financial emergency. The funds can be accessed for such items as food, utility 
bills, rent, and car repair for individuals whose bleeding disorder impacts their income. For 
those affected by hemophilia, von Willebrand, other coagulation disorders, hepatitis, HIV or AIDS 
and whose bleeding disorder impacts their income.  
Grant Assistance is dependent on:
Severity of the need
Ability of applicant to change his/her financial standing
Status of the Financial Aid Fund
Applicant must not have received financial aid from HFM in the past twelve months
Requests may come directly from the applicant or from the applicant's hemophilia treatment center



WAYS TO SAVE ON PARTS FOR DO-IT-YOURSELFERS!
​ 
See if your area has a business like this!

Parts Galore
14533 Telegraph Road
Flat Rock MI 48134
Phone: 734-782-3347
Bring your own tools and remove the parts from a selection of 2,500 vehicles. Must be 16 or over!
Also has a "Big Truck" Section featuring commercial trucks, one-ton and larger, including stake 
trucks, dump trucks, cube vans, RV's and semi-trucks.  


Not sure if your mechanic is giving you a fair estimate?  Head to www.repairpal.com
where you can compare the quote to industry standards.  Just enter the make and model of 
your car, as well as your location, and the free site gives you a reasonable fee range, breaking 
it down by parts and labor.  That way you can sure you're getting the best deal!


Log on to www.2CarPros.com where you can ask a question and get an answer from a 
certified auto mechanic.  Response time varies but for a small donation (any amount you 
choose), your question will be answered within 24 hours. OR log on to www.JustAnswer.com 
and list how much you want  to pay for the advice and you're get a response, often within
 minutes, from a certified mechanic. 


There are car problems that only the pros should repair BUT many others such as replacing
oil, headlights, air filters and hoses, can be done in your own driveway without any prior auto-
repair knowledge.  For easy-to-follow instructions, go to www.AutoMD.com/how-to and search
for the repair you need and you'll instantly get full details describing how to do it yourself!


The tables have turned thanks to Body Shop Bids. Just snap some photos of your damaged 
car and upload them to this website. Local body shops will then bid on the job. Body Shop Bids 
saves customers an average of 70 percent on body work.  All Body Shops are quality controlled 
by the website, and prices won't change unless the repair service finds damage not indicated 
in the photos.  www.bodyshopbids.com






           














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You can find crash-test results and rollover ratings on almost any make and model of cars dating back to 1990 at www.safercar.gov
This page was last updated: September 28, 2015