GENERAL FINANCIAL ASSISTANCE
Please note that you will also want to check out various other webpages on this website such as                      "Rent & Mortgage Assistance", "Utility Assistance", "Food Resources", etc. 
           
This page was last updated: July 5, 2009



The National School Lunch Program (NSLP) is a federally-assisted meal program operating in public and non-profit private schools and residential child-care institutions.  It provides nutritionally balanced,
low-cost or free lunches to eligible children each school day.

The School Breakfast Program (SBP) is a federally-assisted meal program operating in public and
non-profit private schools and residential child-care institutions.  It provides nutritionally balanced,
low-cost or free breakfasts to eligible children each school day.

Contact your child's school to see if you qualify and to obtain the necessary paperwork.



DEPARTMENT OF HUMAN SERVICES

Find on the website below your district office and call your district office for an intake appointment and documentation requirements on Mondays thru Fridays from 8 a.m. to 5 p.m.  Financial assistance, food stamps, medical assistance, home energy assistance.  (if you arrive at the DHS office before 11 a.m.,
you are guaranteed to be seen that day)
Website:  http://www.michigan.gov/dhs


In addition to financial assistance, you may be eligible for the Food Assistance Program which supplements the food purchasing power of low-income individuals and families. D.H.S. determines eligibility for food assistance.

NOTE:  A NEW program in 10 Michigan counties (the only county in this area is WAYNE) helps people age
60 or older get a Bridge Card to help pay for groceries!  This new program called MiCAFE is offered by
Elder Law of Michigan and local senior and community centers.  MiCAFE stands for the Michigan Coordinated Access to Food for the Elderly.  Please call 877-664-2233 or go to http://www.elderslaw.org/Micafe/index.htm.  (you can also look on the "Food Resources" page too!)

Generally, eligibility for food assistance depends on the financial situation of ALL members of the
household group.  All persons who live together and purchase & prepare food together are considered to
be members of the same food assistance group. 


D.H.S.  EMERGENCY SERVICES OVERVIEW

The State Emergency Relief (SER) Program provides immediate help to individuals and families facing conditions of extreme hardship or for emergencies that threaten health and safety.  Through a combination of direct financial assistance and contracts with a network of non-profit organizations such as the Salvation Army and local Community Action Organizations, SER helps low-income households meet emergency needs such as:

Heat & Utilities
Home Repairs
Relocation Assistance
Home Ownership Services  (house payments, property taxes)
Burials

The SER program is primarily designed to maintain low-income households who are normally able to meet their needs but occasionally need help when unexpected emergency situations arise.  The SER program is not an appropriate solution to ongoing or chronic financial difficulties. 

Only local D.H.S. experts should make eligibility determinations for this program due to many variables. Ask for details when turning in a completed application.


Wayne County Health Department--WIC Program

www.waynecounty.com

WIC is the abbreviation for the Women, Infants, and Children Special Supplemental Nutrition Program
This is a federally-funded program that serves low and moderate income pregnant, breastfeeding, and postpartum women, infants, and children up to age 5 who have a nutrition-related health problem.
WIC offers coupons for nutritious foods purchased at supermarkets.  Other free benefits include health screening, nutrition information, social service referrals and breast-feed support services.  Applicants must meet income guidelines and be determined to have a nutritional and/or health risk to qualify for WIC.   Contact your local health department listed above for assistance.



OTHER STATE RESOURCES

Michigan Department of Community Health        Family Support Subsidy Program
Phone: 517-335-9480

Insurance Assistance Program (IAP)/IAP-PLUS
Affiliated with HIV/AIDS Advocacy Services, the IAP pays health insurance premiums for PLWHA (People Living with HIV & AIDS) who have private health insurance and are currently too ill to work in their current job or there is a substantial likelihood that he or she will be too ill to work within the next three months. 
IAP-Plus pays premiums for PLWHA who have private health insurance with prescription coverage.  Contact:  John Bain for more info at 313-456-1677 OR email: bainj@michigan.gov.



AGENCY OR PRIVATE RESOURCES

Central Detroit Christian Community Development Corp.
Phone:  313-873-0064
Website:  www. CentralDetroitChristian.org
Provides emergency relief to residents of Central Detroit


Sabrina Black Foundation
Created by Steve Black of WRIF-FM
Website:  www.sabrinablackfoundation.org
Helps with financial resources for those with cancer.


St. Michael's We Care
PO Box 2853
Monroe MI  48161
Email:  chach48@sbcglobal.net
Website:
Pays for medical expenses for non-covered life-threatening illnesses...to be used as a last resort after insurance, fund-raisers, etc. for Monroe County residents.


Faith in Action
603 S. Main
Chelsea MI
Phone: 734-475-3305
Website:  www.fianationalnetwork.org
Financial assistance to those in the Chelsea and Dexter school districts only.


Sparrow Clubs USA
Website:  www.sparrowclubs.org
A non-profit organization that provides financial and emotional support for critically ill children--
"Sparrows"-- and their families, but with a twist.  They challenge students to "adopt" each sparrow and
help meet the families needs.  Individuals and corporate sponsors convert their community service time
into money through a voucher system.  Open to children 17 and under.


Charles A. Main M.D. Pediatric Cancer Survivors Foundation of Beaumont Hospitals
Attention:  Beaumont Hematology and Oncology Dept's.
3577 W. 13 Mile Road
Royal Oak MI  48073
Phone:  248-551-0367
College scholarships for children treated at Beaumont Hospitals for cancer.


4C  (Child Care Coordinating Council of Detroit/Wayne County, Inc.)
2151 E. Jefferson, Suite 420
Detroit MI  48207
Phone:  313-259-4411   TTY:  313-259-0076      V/TTY:  1-800-649-3777
Email:  detroitwayne4c@aol.com
Website:  www.mi4c.org
Emergency Child Care Assistance Fund (ECCAF) for families in crisis


Michigan Parkinson Foundation
Phone: 800-852-9781
Email:  mpfdir@yahoo.com
Website:  www.parkinsonsmi.org
Can assist Michigan residents  with Parkinson's disease who meet financial criteria obtain some relief for medication costs (may receive up to $250 per year in medications), financial assistance of up to $360 per year at a day care program at a center of your choice (designed to provide family members with respite), support groups, educational programs.


National Kidney Foundation of Michigan
Phone: 800-482-1455
Email: mgerlach@nkfm.org
Website:  www.nkfm.org
STATE OFFICE:
1169 Oak Valley Drive
Ann Arbor, MI  48108
Phone: 734-222-9800
AND
1900 E. Jefferson  Suite #222
Detroit MI  48207
Phone: 313-259-1514
AND
411 E. 3rd. Street   #2
Flint MI  48503
Phone: 810-232-0522  OR  810-232-0533
Offers a $100 payment payable to a VENDOR for services rendered to a kidney patient and has a drug bank (do not apply unless all other resources have been exhausted). 


American Kidney Foundation
6110 Executive Blvd.  #1010
Rockville MD  20852
Phone: 800-638-8299
Email:  patientservices@akfinc.org
Website:  www.akfinc.org
Offers a patient aid program, individual grants, travel help to treatments, disaster relief, pharmacy help.


Jewish Federation of Metropolitan Detroit
15000 W. 10 Mile Road
Oak Park MI  48337
Phone: 248-592-1102
Website:  www.jewishdetroit.org
Emergency assistance for food, shelter and medical care.


Crossroads of Michigan--Main Office
92 E. Forest Ave.
Detroit MI  48201
Phone:  313-831-2000
Website:  www.crossroadsofmichigan.org
AND
Crossroads of Michigan--East Office
14641 E. Jefferson Ave.
Detroit MI  48201
Phone: 313-822-5200
Website:  http://www.crossroadsofmichigan.org
Emergency financial assistance and one-time prescription assistance.


The Salvation Army
Website:  http://www.salmich.org
Provides multiple programs to assist people in meeting the basic necessities of life:  food, warmth and shelter.  Check the above website to find your local center!


AARP Benefits QuickLINK
Website:  www.aarp.org/quicklink
Find free assistance for yourself, your kids and grandchildren at the this website that will connect you to other useful websites and enables you to download public benefit applications for everything from energy assistance, Medicaid and Medicare to children's health insurance and food assistance.


ACCESS
2651 Saulino Court
Dearborn MI  48120
Phone:  313-842-7010
Website:  www.accesscommunity.org
Rent/mortgage assistance & tax assistance, utility shut-off, THAW, and MI CAFE programs, emergency
food assistance


AIDS Partnership Michigan
2751 E. Jefferson, Suite 301
Detroit MI  48207
Phone:  313-446-9800  OR  800-649-3777 (Relay)
Email:  info@aidspartnership.org
Website:  www.aidspartnership.org
Provides professional case management and other support services, housing assistance and placement, transportation, emergency financial assistance, food, clothing, shelter, child care, legal resources, prescriptions, medical care, home health care, medical equipment, and many other services.


Michigan Multiple Sclerosis Society
21311 Civic Center Drive
Southfield MI  48076-3911
Phone:  800-243-5767 ext. 235
Email:  info@mig.nmss.org
Website:  www.nationalmssociety.org/mig
Chapter MEMBERS can access transportation to medical appointments only, respite care, short-term  counseling, medical equipment, home & auto modifications, window air-conditioners, emergency supplies.  Based on financial need and sliding scale.  See national listing below!


Jewish Family Service of Metropolitan Detroit
6735 Telegraph Road
Bloomfield Hills MI  48301
Phone:  248-592-2300
Website:  www.jfsdetroit.org
Crisis assistance for housing, utilities, basic needs and developing self-sufficiency plans. ALSONo interest college loans (248-559-5000) and Child Day Care Scholarships (248-661-1000)


Rochester Area Neighborhood House, Inc.
1234 Inglewood 
PO Box 80112                                Provides services to Oakland County residents who live in Rochester,
Rochester MI  48308-0112          Rochester Hills, Oakland Twp., Leonard and Auburn Hills (east of I-75).
Phone:  248-651-5836
Email:  www.ranhranh@sbcglobal.net
Website:  www.ranh.org


The Pink Fund
Phone:  248-505-5222
Website: www.thepinkfund.org
Provides financial aid to women and men with breast cancer.


H.E.L.P. (Health Emergency Lifeline Program)
1726 Howard
Detroit MI  48216
Phone:  313-832-3300
Email:  help@helpoffice.org
Website:  www.helpoffice.org


The Eli Florence Foundation Fund
Phone:  810-767-8270  Community Foundation of Greater Flint Director of Donor Services
AND
The Eli Foundation
PO Box 931
Fenton MI  48430
Both Funds are set up to help terminally ill children in the Fenton MI area only.


Child Care Network
3060 Packard Road, Suite G
Ann Arbor MI  48108
Phone:  734-975-1840  OR  800-777-2861
AND
1040 S. Winter Street   Suite 2020
Adrian MI  49221
Phone:  517-264-5324 OR 5306
AND
1051 S. Telegraph
Monroe MI 48161
Phone:  734-243-7451 OR 7443
AND
University of Michigan
2072 Administrative Services Bldg.
1009 Greene Street
Ann Arbor MI  48109
Phone:  734-936-8677
Email:  ccn@childcarenetwork.org
Website:  www.childcarenetwork.org
Financial assistance in the form of child care scholarships for income-eligible families in Monroe & Washtenaw counties.  Emergency child care scholarships for eligible homeless families, short-term emergency scholarships available in Lenawee, Monroe & Washtenaw counties.  Assistance in accessing state Dept. of Human Services programs, referrals to appropriate local human services agencies & programs of identified family needs and expulsion prevention assistance for parents and child-care providers in the community.  Has a free data base listing for providers in a five county area.


Child Care Coordinating Council of Detroit/Wayne County
Phone:  313-259-4411  ext. 302  normal business hours
Helps ensure that needs are met, thereby preventing child abuse and neglect.  Monetary support for short-term emergency child care for Wayne County families experiencing high stress and/or a crisis.


STAT Patient's Family Services
Pope John Hospitality House
Contact:  Most Holy Trinity Church
Phone:  313-965-4450
Provides transportation, lodging, clothing, burial assistance to families whose children have cancer. 


The Bear Necessities Pediatric Cancer Foundation
Phone:  312-836-BEAR (2327)
Website:  http://www.bearnecessities.org
A national organization founded in 1992 and expanding into Michigan, with a mission to eliminate cancer
in children and to provide help and support to those affected by cancer.  Physical, psychological and financial help is offered.


The Larry King Cardiac Foundation
15720 Crabbs Branch Way   Suite D
Rockville MD  20855
Phone: 866-302-LKCF (5523)
Website:  www.lkcf.org
Established in 1988 to provide funding for life-saving cardiac treatment for individuals who, due to limited means or no insurance, would otherwise be unable to receive the treatment and care they desperately need. The Foundation works in conjunction with hospitals throughout the nation to ensure that such patients receive proper medical attention.  Doctors perform these surgeries at no charge and hospitals are compensated only for the materials used.  The closest hospital to Michigan that participates is the Cleveland Clinic in Cleveland OH. Be sure to see the "Emergency Travel Resources" webpage for transportation options to get to this clinic!


Yatoomas Foundation For The Kids
219 Elm Street
Birmingham MI  48009-6306
Phone:  888-987-KIDS (5437)
Website:  www.forthekidsfoundation.org
Non-Profit dedicated to providing guidance, stability, and financial assistance to families with children who have suddenly lost one or both parents.  Some of the services offered are financial assistance & budgeting assistance, household maintenance & repair, car maintenance & repair, support groups & grief assistance, scholarships & tutorial services, vocational training & job placement, legal & accounting assistance. 


Hemophilia Foundation of Michigan
1921 W. Michigan Ave.
Ypsilanti  MI  48197
Phone:  734-544-0015  OR  800-482-3041
Website:  www.hfmich.org
Emergency financial aid programs for those affected by hemophilia, von Willebrand, other coagulation disorders, hepatitis, HIV and/or AIDS.  Assistance includes help with food, utilities, rent & car repairs whose bleeding disorder impacts their income.  Call 800-482-3041 to apply.  Must not have received aid from this program for the past 12 months. 


Community Revitalization Stewardship Program
Operation Blessing
13333 E. Warren Ave.
Detroit MI  48215
Phone:  313-822-0898
Website:  www.operationblessing.com
Limited financial assistance for rent/mortgage, emergency needs in situations of catastrophic loss (fire, flood or earthquake), utility bills.  Must attach a letter from a pastoral or agency letter.  Payment is sent directly to the creditor. 


Patient Advocate Foundation
425 W. Huron  #100
Milford MI  48381
Phone:  800-532-5274
Website:  www.copays.org   NEW ADDRESS!
Co-pay financial assistance available to patients who are insured and qualify for both medical & financial assistance and are being treated for the following cancers:  breast, lung, prostate, kidney, colon, pancreatic & or head/neck cancers, malignant brain tumors, lymphoma, sarcoma, macular degeneration.  Also diabetes, multiple myeloma, selected autoimmune diseases and secondary issues as a result of chemotherapy treatments. 
AND
Shiela S. Crowe Memorial Fund for Multiple Myeloma Co-Pay Relief
700 Thimble Shoals Blvd.  Suite 200
Newport News, VA  23606
Phone:  866-512-3861
Financial assistance for co-pays available to Multiple Myeloma patients who are insured and qualify for both medical and financial resources. 


Children's Leukemia Foundation of Michigan
29777 Telegraph  Suite 1651
Southfield MI  48034
Phone:  800-825-2535
Email:  leukemiamichigan@voyager.net
Website:  www.leukemiamichigan.org
$1,000 per fiscal year financial assistance for leukemia treatment costs, prescription costs, travel to treatment costs and wigs and head coverings.  Serves Adults and Children!
ALSO
Special Needs Fund
Up to $500 (separate from the above fund) to cover expenses such as lodging, rent/mortgage, auto repair and child care. 



CHECK FURTHER DOWN THIS PAGE FOR MORE FINANCIAL RESOURCES/PROGRAMS FOR MEDICAL AND DENTAL CARE!



FINANCIAL RESOURCES SPECIFICALLY FOR HOME REPAIRS

The  Macomb Urban County Housing Rehabilitation Program will offer interest-free, deferred loans to homeowners who meet income and eligibility requirements and whose homes need repairs.  For information, call 586-469-5285 weekdays between 8:30 a.m. and 5 p.m.


Macomb County Community Services Agency
Phone:  586-469-5012  Senior Citizen Chore Service and Home Injury Control
Phone:  586-469-6329  Home Preservation and Energy Group
Two programs with limited funding offer support for minor home repairs and home-energy conservation.


Community Development Block Grant (CDBG) Program
Wayne-Metropolitan Community Action Agency
2121 Biddle  Suite 102
Wyandotte MI  48192
Phone: 734-246-2280        Ask for Jerry Tambeau
Website:  www.waynemetro.org
The CDBG Program was designed to revitalize and strengthen residential neighborhoods through the renovation of low to moderate income, owner-occupied homes.  The program is made possible through a collaborative effort between Wayne-Metro Agency and Out-Wayne County municipalities. 

The CDBG Program works to enable income-eligible homeowners to receive one-time, 0% interest deferred loans to make improvements and repairs to their home.  The loans do not have to be paid back until the title of the home changes hands or the home is sold.  Work to the home will focus on health and safety issues including roof/gutter replacement, foundation, furnace replacement/repairs, plumbing, concrete repairs/replacement,electrical updates/repairs and demolition of deteriorated garages/sheds.  To qualify for the CDBG Program, all of the following MUST be current:  Mortgage payments, Homeowner's insurance, Taxes and Water bill.  In order to participate, the annual household income (including wages, Social Security, and all other sources) must be within the following guidelines:
Individual:    $39,150
Family of 2:  $44,750
Family of 3:  $50,350                           Open in these cities:  Melvindale, River Rouge, Hamtramck &               
Family of 4:  $55,900                                                                    Woodhaven
Family of 5:  $60,400
Family of 6:  $64,850
Family of 7:  $69,350
Family of 8   $76,800


The Property Improvement Program Loan
Wayne County Housing Division/W.C. Community Development
Block Grant (CDBG) Housing Rehabilitation Program
Phone:  800-362-5555  ext. 6011
Website:  www.waynecounty.com
The Property Improvement Program Loan is being offered in Wayne County to homeowners and landlords to improve their property.  Low-income and moderate-income families are able to rehab their homes also.
AND
Block Grants
Call you cities or township's city hall and ask for the Building Dept. to ask about your areas Block Grants.  Most cities have applied for these funds and disperse them to their residents to make repairs, build ramps, etc.  Some cities or townships have waiting lists so don't procrastinate to get on these lists!


City Of Melvindale
Community Development Block Grant Program
Phone:  313-429-1040  ask for Paul LaManes
Homeowners with a defined need for home repairs but have a lack of finances, can apply through the city
for the funding.  The money is loaned to the city and then to the homeowner for the repairs.  The amount of the loan is held as a lien against the house until its sale, which is expected to be higher with the upgrades.  Rental houses do not qualify for the program.  To qualify, the residents must be current on their taxes, mortgage, insurance and water bills.  Thre are strict guidelines for the funding and all documentation has to be submitted in a timely manner.


Southwest Solutions
1700 Waterman Street
Detroit MI  48209
Phone:  313-841-8900
Website:  www.swsd.org
Offering low-cost home repair loans to those living in Pilgrim Village and the following zip codes:  48209, 48210 and 48216.  Please see the website for qualifications.   For further questions email gwelch@swsd.org.


Bridging Communities Inc.
Phone:  313-361-6377
Southwest Detroit only.
Website:  www.bridgingcommunities.org


Oakland County Community and Home Improvement Division
Phone:  248-858-5401  OR  248-858-0495
Low-cost home repair loans to those who qualify.


Please look under "Chore Services" for even more similar repair help!   Also look under the "MI Choice Waiver" program below for two different chore/repair programs that The Senior Alliance offers


FINANCIAL RESOURCES SPECIFICALLY FOR THE PHYSICALLY-DISABLED OR SENIORS
WHO NEED IN-HOME SERVICES:

MI Choice Waiver Program

Mi Choice is a home and community-based program.  Eligible adults must meet financial requirements and are approved medically-appropriate for nursing home care to be a MI Choice participant.  This program allows the individual to access services in the community along with receiving support in their own home or other residential setting.  Each participant can obtain basic Medicaid-covered services and must receive one or more MI Choice Waiver Services.  The program includes prescreening, assessments, case management, direct purchase of services and re-assessment contacts.

MI Choice Waiver is a state-wide program funded by the Michigan Department of Community Health (MDCH). The Senior Alliance--Area Agency on Aging 1-C is a MI Choice Waiver agent for the 34 communities of western and southern Wayne County.  Also The Information Center at 734-282-7171.

Eligibility Requirements:

1.  Frail adults 65 years of age or older.
2.  Persons who are physically-disabled age 18 or older.

Medical:

Medical status must meet the Michigan Medicaid nursing facility level of care determination criteria.

Financial:

The income limit is 300% of Supplemental Security Income (SSI) allotment set by the federal government each year.  Persons currently receiving SSI benefits OR Medicaid services meet the program financial criteria if:

Participants individual income up to $1,869 per month for 2007.  If the client has a spouse, the                    spouse's income is not computed in the qualifying amount.

Allowable assets for an individual client are limited to $2,000.  If the client has a spouse living in the          community, the Federal Protected Spousal Asset guidelines are utilized.  Currently the Protected              Spousal Asset is one-half of the couple's countable assets--no less than $19,920 and not to exceed         $99,600.

Service Need:

In addition to the other requirements, participants must need at least one MI Choice Waiver service on an ongoing basis.  These services include:
Adult Day Services, Chore Services, Counseling, Environmental Modifications, Home-delivered Meals,
Homemaker Services, Independent Living Skills Training, In-home Respite Care, Medical Equipment and Supplies, Out-of-Home Respite Care, Personal Care Waiver, Personal Emergency Response System
Transportation

How to Apply:
Call the Senior Alliance at 734-722-2830 and ask to speak to an INTAKE WORKER for the MI Choice Waiver Program.  OR call The Information Center at 734-282-7070 and ask for their INTAKE WORKER.
ALSO:
The Information Center
20500 Eureka #110
Taylor MI  48180
Phone:  734-282-7171
Email:  info@theinfocenter.info
Website:  www.theinfocenter.info
NOTE:  This agency has a "SPECIAL NEEDS FUND" that helps with a variety of chores and home repairs (depending on funding for individual cities)


Children's Special Health Care
Department of Public Health/Wayne County
Website:  www.waynecounty.com
Assists children from birth to 21 years with special health care needs.  In addition to assisting with resources for medical care and treatment programs, nurses provide families with options to meet their social, emotional, physical, developmental and educational needs.


State Disability Assistance
A needy person who is disabled and who does not have dependent children may be eligible for this cash assistance program.  In addition, you must be unable to work for at least 90 days, as certified by an DHS Medical Social Work consultant OR: receiving SSI, Social Security or Medicaid based on a disability or blindness, OR receiving special education services OR receiving services from the Michigan Rehabilitation Service OR diagnosed as having AIDS OR living in an adult foster care home, a home for the aged, a county infirmary, or a substance abuse treatment center OR receiving substance abuse services for 30 days after leaving a residential treatment center OR taking care of a disabled person who lives with you.
Contact your local Department of Human Services agency to apply.


The Veteran's Aid & Attendance Pension            
(Tax-Free Benefit Open to Veterans or their Surviving Spouse!)
The American Association for Wartime Veterans (AAWV) is committed to helping wartime
veterans and their surviving spouses to help pay for health care or nursing home care. 
The cost of community living can be out of reach for some of those who would benefit from receiving an additional pension payment that would offset much of the cost of their stay.  The AAWV conducts FREE informational seminars that educate families regarding this little known benefit.  The seminars are less than one hour and weekly seminars are held in Novi and Clinton Township.  Contact them at 800-850-4432 for seminar reservations.  (Please note that many formerly classified "police actions" such a Vietnam, have now been RE-classified as wars.....more information can be found about this at www.va.gov).


Social Security SURVIVORS Benefits
Phone:  800-772-1213  OR  TTY 800-325-0778
Website:  www.socialsecurity.gov
Social Security Survivors Benefits can be paid to:  a widow/widower--full benefits at full retirement age or reduced benefits as early as age 60/ a disabled widow or widower as early as age 50/ a widow or widower at any age if he or she takes care of the deceased's child who is under 16 or disabled/and receiving S.S. benefits/ unmarried children under 18, or up to age 19 if they are attending high school full-time....under certain circumstances, benefits can be paid to stepchildren, grandchildren or adopted children/ children at any age who were disabled before age 22 and remain disabled/dependent parents age 62 or older.


Supplemental Security Income (SSI)
See contact information above!
SSI provides cash to meet basic needs for food, clothing and shelter.  If you receive these benefits,
you automatically are eligible to receive Medicaid and may also be eligible for food stamps.  If you are a U.S.citizen or a legal resident, have limited income and assets and if you are 65 or older, disabled, blind or have low-vision, you may get SSI benefits depending on what you own and how much income
you have.  Generally a person is eligible if their liquid assets are less than $2,000 or $3,000 or less for a couple. 


Social Security Administrations PROJECT HOPE
Wayne Metro Community Action Agency
2121 Biddle Ave.
Wyandotte MI  48192
Phone:  734-246-2280
Website:  www.waynmetro.org
Wayne Metro's PROJECT HOPE (Homeless Outreach Program Evaluation) grant is one of only thirty-four demonstration projects in the nation to be funded by the Social Security Administration.  The program is designed to assist chronically homeless individuals gain access to Social Security benefits and may expedite the SSA process for those eligible for Project HOPE services.  A Project HOPE case manager
works with multiple agencies to provide outreach, supportive services, transportation, shelter and housing to Project HOPE participants.


Veteran's Benefits
Website:  www.va.gov
Most veterans have no idea that they may be entitled to one of FOUR types of pensions depending on their income status and various other factors.   These pensions are available to veterans of ANY age, their widows or widowers & dependent children.  Please go to the VA website and check under "Compensation and Benefits".   There are other benefits available as well!  It doesn't matter how long ago you served!  You will need your DD214 (discharge papers) and if you no longer have yours, a copy can be ordered at the above website for free as well.



MORE FINANCIAL RESOURCES SPECIFICALLY FOR MEDICAL & DENTAL CARE

Hill-Burton Free Medical Care Program
Health Resources and Services Administration
Dept. of Health & Human Services
Division of Facilities Compliance and Recovery
5600 Fishers Lane, Room 10C-16
Rockville, MD  20857
Phone: 800-638-0742
Website:  www.hrsa.gov/hillburton/compliance-recovery.htm
All hospitals that accept federal grant money, MUST provide a certain amount of FREE medical care to
those who cannot afford it.  If you feel you may qualify, please ask to speak to the hospital Social Worker.


Give Back A Smile (GBAS) Program
Program:  800-773-GBAS (4227)
A program of the National Humanitarian Project of the American Academy of Cosmetic Dentistry (AACD) and the AACO Charitable Foundation for domestic & sexual abuse victims.  Injuries to the front teeth and or supportive structures of the front teeth can receive complete construction & cosmetic & reconstructive dental care.


Face-To-Face
Phone:  800-842-4546
Project of Educational & Research Foundation for the Association of Facial Plastic & Reconstructive Surgery (AAFRS).  Provides facial, neck & head reconstruction & plastic surgery to repair injuries caused by domestic or sexual abuse.


Skin Care Outreach (SCORES)
Phone: 888-892-6702
Website:  www.snbw.org/cosmetic_outreach.htm
Empowers survivors of domestic or sexual abuse. Volunteers from American Society for Dermatological Surgery  (ASDA) to repair skin injuries (scars, burns, tattoos) on the body by an intimate partner or spouse.


American Liver Foundation Transplant Fund
21886 Farmington Road
Farmington  MI  40336
Phone:  248-615-5768  OR 888-MY-LIVER
Email:  jgallagher@liverfoundation.org
Website:  www.liverfoundation.org/chapters/michigan
Assists with raising & managing transplant funds.


National Foundation For Transplants
5350 Poplar Ave.  #430
Memphis  TN  38119
Phone:  800-489-3863 OR  901-684-1697
Website:  www.transplants.org
Financial assistance, advocacy & support for transplant patients.


National MS Society/Michigan office
Phone:  248-351-2190
Website:  www.nationalmssociety.org
The MS Society has now started to help financially with everything from adult diapers and cooling suits to modified vehicles and computers and home health aid services designed to help ease the financial impact of the disease.


The National Living Donor Assistance Center (NLDAC)
2461 S. Clark Street   Suite 640
Arlington VA  22202
Phone: 703-414-1600
Email:  NLDAC@livingdonorassistance.org
Website:  www.livingdonorassistance.org
If you know someone who is considering becoming a living organ donor (kidney, lung, liver) the National Living Donor Assistance Center may be able to pay for up to $6,000 of the living donor's (and his or her companion's) travel and lodging expenses.  Donor and recipient of the organ must be U.S. citizens or lawfully admitted residents of the U.S. 


Rainbow Connection
621 W. University
Rochester MI  48307
Phone:  248-601-9474
Email:  info@rainbowwishconnection.org
Website:  www.rainbowwishconnection.org
A Michigan non-profit that has a Special Response Program that provides items such as cell phones or gas money to the families of children (who are suffering from life-threatening or terminal illnesses) or building ramps for them.  See this organization under "Special Wish" programs on this site as well!


CancerCare
Phone:  800-813-HOPE (4673)
Website:  www.CancerCare.org
AND
Liver CancerCare
Website:  www.livercancercare.org
A national organization that provides free support services--financial assistance, counseling, educational programs, and help for caregivers--to anyone affected by cancer.


National Vaccine Injury Compensation Program
Phone:  800-338-2382
Website:  http://www.hrsa.gov/bhpr/vicp
In the rare event that you or your child has a serious reaction to a vaccine, a federal program has been created to help pay for the care of those who have been harmed.


Association for Retinopathy of Prematurity and Related Diseases
Beaumont Hospital
Royal Oak MI
Children's Low Vision Resource Center
Phone:  800-788-2020
Website:  www.ropard.org
Provides free housing and education for families to address development and educational issues of
visually impaired children.  ROPARD funds the program


Kidney & Urology Fund of America
Phone:  212-629-9770 OR 800-633-6628
Website:  www.kidneyurology.org
Financial assistance to end-stage renal disease patients limited to $100 per patient per year for emergency situations such as broken glasses for example.  Patients must have their Social Worker contact the fund.


IPump.org   (for Diabetics)
2250 Alyssum Ave.
Upland  CA  91784-7384
Website:  www.IPump.org
Collects and distributes free insulin pumps to people in need.  Also provides financial assistance and supplies and quilts to children newly diagnosed with diabetes.


The Julie Love Assistance Program for Diabetics, Inc.
25521 Karen Street
Oak Park MI  48237
Phone:  248-548-9628
Email:  kpritz@julielove.org
Website:  www.julielove.org
Their primary focus is within the state of Michigan, but their programs reach individuals nationwide who cannot afford diabetic medical supplies and are not eligible for private insurance, Medicaid or assistance within their home state.


Carla's Champions
29199 Ryan Road
Warren MI  48092
Phone:  586-558-9800
Email:  manager@carlaschampions.com
Website:  www.carlaschampions.com
Grants to cancer patients in Michigan.


Marc Howard Needy Patient Fund
Van Elslander Cancer Center/St. John Hospital
Website:  www.stjohn.org/VanElslander
Helps with childcare & transportation costs, clothing, etc. for St. John Hospital cancer patients.


The Healthwell Foundation
PO Box 4150
Gaithersburg, MD  20878
Phone:  800-675-8416
Email:  info@healthwellfoundation.org
Website:  www.healthwellfoundation.org
Helps with out-of-pocket expenses--see website for further details.


Patient Access Network Foundation  (PANF)
Phone: 866-316-PANF  (7263)
Email:  contact@patientaccessnetwork.org
Website:  www.patientaccessnetwork.org
Helps with out-of-pocket expenses for people with any of 20 types of diseases.


Patient Services Incorporated
Phone: 800-366-7741
Website:  www.uneedpsi.org
Helps with premiums and co-pay assistance for chronic illnesses.  Also prescription assistance.


The Leukemia & Lymphoma Society
Phone:  1-800-955-4572
Website:  www.LLS.org
Grants up to $500 per year for some uncovered expenses including prescriptions, certain medical tests 
and transporation costs.


American Cancer Society
Phone:  800-ACS-2345
Website:  www.cancer.org
Available for all cancer diagnoses.  Access to referrals for financial assistance.ide   Some local offices may provide transportation assistance, temporary housing, wigs or prescription assistance.


Lymphoma Research Foundation
Phone:  800-500-9976
Website:  www.lymphoma.org
Limited financial assistance for unpaid medical expenses decided on a case-by-case basis.  Reimbursement is made to the provider and is based on availability of funds.


The Leukemia & Lymphoma Society's Co-Pay Assistance Program
Phone:  877-557-2672
Website:  www.LLS.org/copay
This program helps patients meet their health insurance or Medicare Plan B or D premiums or co-payment
obligations.  Offers assistance for the following conditions:  Acute Myelogenous Leukemia, Chronic Lymphocytic Leukemia, Lymphoma, Multiple Myeloma, and Myelodysplastic Syndrom. 


National Brain Tumor Society
Phone: 800-934-2873te: 
Website:  www.braintumor.org
For patients of all ages with Primary or Metastatic Brain Tumors.  Limited financial assistance for trans-
portation, co-pay assistance, home care, child care and home adaptation.


The Brain Tumor Society
Phone: 800-770-8287
Website:  www.tbts.org
This program provides supplementary financial assistance to individuals experiencing financial need.
This program covers specific nonmedical costs related to a primary diagnoses.  Direct medical expenses are not covered.


Sarcoma Alliance
Phone:  415-381-7236
Website:  www.sarcomaalliance.org
All sarcoma diagnoses.  Grants up to $1000 to reimburse medical and other expenses directly related to
getting a second opinion from a sarcoma specialist.  Application available online.


National Bone Marrow Donor Program
Phone:  888-999-6743
Email:  patientinfo@mdp.org
Website:  www.marrow.org
For patients in need of a life-saving bone marrow or cord blood cell transplant through the National Marrow Donor Program (NMDP).  Funds available for unrelated donor search through the NMDP as well as out-of-
pocket expenses following an unrelated donor or cord blood transplant through the NMDP such as:
lodging, food, transportation, co-pays and insurance premiums.



MORE FORECLOSURE HELP

The Dept. of Housing and Urban Development offers free or low-cost counselors (call 1-800-569-4287) to
find one) and information on avoiding foreclosure at www.fha.gov

The Homestead Poverty Exemption
The homestead poverty exemption is a partial or complete discharge or "forgiveness" from property taxes for households that meet the requirements listed below.  The exemption especially helps poor people who might be at risk for losing their home because of property tax burdens.  (Local rules apply, so be sure to check with your local city, village, or township office for additional or alternative requirements).
Own and occupy the homestead property
File a claim for the exemption with the supervisor or board of review
Produce a valid form of identification (for ex. driver's license)
Show proof of ownership of the property (ex:  deed or land contract)
Meet asset level tests set by the local governing body of the assessing unit
Meet the federal poverty income guidelines or meet alternative guidelines adopted by the local governing body of the assessing unit.

An application must be filled out EVERY year that you wish to apply for the exemption.  It is due after January 2nd but BEFORE the day prior to the last day your local board of review meets (they generally meet in early March).  You do not need to have an attorney to fill out the application or attend the board of review meeting with you.  After your application is filed, it will be considered at the board of review meeting.  You may allow another person to present your information to the board for you.  From the information that the board receives at this meeting, the board will decide whether to grant an exemption for part or all of the property taxes.  For more information about this program and your rights, call the Legal Hotline for Michigan Seniors at 800-347-5297. 


Southwest Solutions
1700 Waterman Street                
Detroit MI  48209
Phone:  313-841-8900
Website:  www.swsd.org
Offers help to prevent foreclosure.


HUD-Approved Counseling Agencies
Phone:  800-569-4287
Website:  www.hud.gov  (Click on At Your Service)


Homeownership Preservation Foundation
Phone:  888-995-4673
Website:  www.995hope.org


Comerica Inc. announced on Feb. 11th, 2008, that it has created a $500,000 fund to help Detroit homeowners avoid foreclosures caused by unpaid property taxes.  The Comerica Tax Assistance Loan Fund will award eligible low and moderate income homeowners living in parts of the city targeted for redevelopment.  Those areas include East English Village, Osborn, North End, Brightmoor, 7 Mile-Livernois and Grand River-Greenfield.  Eligible homeowners can get 12 to 36 month loans ranging from $500 to $5,000.  To find out more about the loans, Detroit residents can contact the following counseling agencies:

U-SNAP-BAC Community Development Corp.
Phone: 313-640-1100
&
Mission of Peace Community Development Corp.
Phone:  313-872-2900
&
United Community Housing Coalition
Phone:  313-963-3310
&
Southwest Housing Solutions
Phone:  313-841-9641


Operation Normandy
Wayne County Treasurers Office
400 Monroe
Detroit MI
A new initiative that will bring together more than 20 non-profit organizations and banks with the treasurer's office to provide assistance to people in danger of losing their homes. 


Michigan State Housing Development Authority Homeownership Refinance Programs   (MSHDA)
The purpose of this new refinance program is to assist individuals who currently have an adjustable rate mortgage and would like to obtain a fixed rate loan in order of creating housing expense certainty.  The current rate on the adjustable loan must be increasing and/or projected to increase, thus dramatically
raising owners housing expense.  MSHDA income limits apply and are available online at www.michigan.gov/mshda. Also:  Click on the Home Improvement Link for more assistance in financing
                                                                 repairs to your home or weatherization!


Wayne County Mortgage Foreclosure Prevention Program (MFPP)
Phone:  313-833-2948
Website:  www.fightmortgageforeclosure.com
The MFPP, with reputable lenders and non-profit agencies, assists county residents in foreclosure or at risk for foreclosure with counseling, referrals and support services to manage and prevent foreclosure.  Just received a $675,000 grant for its program.


"Save the Dream" Michigan State Housing Development Authority
Phone:  866-946-7432


Jewish Housing Association/Jewish Family Service
24123 Greenfield Road
Southfield MI  48075
Phone:  248-592-2300
Website:  www.jfsdetroit.org
Crisis assistance for housing, utilities, and developing self-sufficiency plans.   Also emergency relief for those unable to make mortgage payments, and/or interest free loans for mortgage and other housing
related expenses, and mortgage affordability analysis and renegotiation assistance.


HOPE FOR HOMEOWNERS
Phone: 1-800-CALL-FHA (225-5342)
The H4H program was created by Congress to help those at risk of default and foreclosure refinance into more affordable, sustainable loans.  H4H is an additional mortgage option designed to keep homeowners in their homes.  The program is effective from Oct. 1st, 2008 to Sept. 30th, 2011. They may be able to help you refinance your loan into a new 30-year fixed rate loan with lower payments.


City of Detroit Human Services Department--Central Operations Division
Phone: 313-852-5634
Detroit homeowners only!


For Wayne County communities outside of Detroit, contact your local City Hall for information concerning local funds available to assist you.


Catholic Social Services of Oakland
Phone:  248-548-4048 ext. 3112
Will assist older homeowners dealing with delinquent taxes to assess their particular situation, explore
all possible solutions and link those homeowners with needed commuity resources.


Community Services of Oakland
345 East Nine Mile Road
Ferndale MI  48220
Phone:  248-542-5860
Financial assistance for property taxes is available for low-income residents of Southern Oakland County.
Other resources must be exhausted and eligibilty for State Emergency Relief determined by the Dept. of
Human Services.  Call for further info and to make an appointment.


Lighthouse Community Development
Phone:  248-920-6200
Provides home ownership information and training of a general nature and personal financial counseling
to help restructure debt and rebuild credit.


Oakland Livingston Human Service Agency
Phone:  248-209-2686
OLHSA can provide assistance with property taxes for persons with low-incomes. 



RESOURCES FOR SECURITY DEPOSITS AND RENTAL PAYMENTS

For persons with a severe and persistent mental illness receiving services through OCCMHA, security deposit funds and/or first month's rent may be available.  Contact the housing specialist from each core provider for more information.  The organizations listed below may provide assistance with security deposits and/or the first month's rent if funding is available.  Contact each agency for more information
and eligibility requirements!


Macomb County Community Services Agency
Northern Macomb:  586-749-5146
Central Macomb:  586-469-6964
South Macomb:  586-759-9150
Provides emergency assistance with rent for qualifying families.


Lighthouse Emergency Services
Pontiac Branch
46156 Woodward Ave.
Pontiac MI  48342
Phone:  248-920-6100
AND
Clarkston Branch
6330 Sashabaw
Clarkston MI  48346
Phone:  248-620-6116
Website:  www.lighthouseoakland.org


Oakland Livingston Human Services
Central Office:
196 Cesar E. Chavez Avenue
Pontiac MI  48343-0598
Phone:  248-209-2600
Email:  info@olhsa.org
Website:  www.olhsa.org
AND
South Office:
345 E. Nine Mile Road
Ferndale MI  48220
Phone:  248-542-5860
Email:  info@olhsa.org
AND
Livingston Office:
23000 E. Grand River, Suite 107
Howell, MI  48840
Phone:  517-546-8500
Email:  livingston@olhsa.org


Open Door Outreach
Phone:  248-360-2930


Troy People Concerned
Phone:  248-589-9199


ALSO:  See the Salvation Army listing above!


Royal Oak Community Center
Phone:  248-585-5600


Michigan Veteran Trust Fund   (see the "Veterans Resources" webpage for more information!)
Phone:  248-655-1265


Soldier's Relief Fund   (see the "Veterans Resources" webpage for more information!)
Phone:  248-858-0785  Pontiac office
                248-655-1250  Troy office


Birmingham Community House
Phone:  248-644-5832


Michigan Dept. of Human Services
Website:  www.michigan.gov/dhs


Monroe County Opportunity Program   (MCOP)
1040 S. Telegraph Road
Monroe MI  48161
Phone: 734-241-2775
Website:  www.monroecountyop.org
Rental assistance for Monroe County residents


St. Michael's St Vincent dePaul
510 West Front Street
Monroe MI  48161
Phone:  734-241-8645
Limited rental assistance and for other emergencies for Monroe County residents


PLEASE CHECK UNDER "HELP WITH RENT & MORTGAGE ISSUES" FOR MORE HELP!



ASSETS DEVELOPMENT    (MICHIGAN $AVE$!)

Open a Michigan $AVE$ IDA Savings Account for:
Down Payment on a first home
Capitol to start or expand a small business              Save a dollar and get a match of $2 or $3!!!
Tuition for college or vocation expansion

Every $1 you save in your MICHIGAN $AVE$ IDA account is matched up to $2.  You can save $1,000 in a Michigan $AVE$ IDA for capital investment and will receive up to $2,000 in matching funds for a total of $3,000 in business ownership funds.

To be eligible you must:
Agree to save an average of at least $20 per month from your earned income.
Agree to complete 10 to 12 hours of personal financial management workshops.
Agree to complete 8 to 10 hours of homeownership or micro-business development workshops.
Agree to meet other MICHIGAN $AVE$ Program requirements.
Agree to review and address any credit issues.
Agree to make a minimum monthly saving deposit for at least 6 consecutive months up to 24 months.
Show proof of your earned income.
Meet income-eligibility guidelines. 

Michigan $AVE$ IDA Program
Center for Financial Assets Development
2121 Biddle   Suite 102
Wyandotte MI  48192
Phone:  734-24602280
Email:  assetsdevelopment@waynemetro.org
Website:  www.waynemetro.org























































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NOTE:

Please also check under "Help with Rent & Mortgage Issues"
for more information!
PLEASE SEE THE ORGAN DONATION RESOURCE PAGE FOR EVEN MORE RESOURCES!
FORECLOSURE HELP AND HOME S CHORES AND REPAIRS LISTED
BELOW!
Michigan Veterans Trust Fund
Wayne County Office
Phone: 313-89901162
If you are a veteran with at least 6 months of wartime duty, you may qualify for financial assistance.



Wayne County Veterans Affairs
Soldiers and Sailors Relief Fund
Phone: 313-224-1862
If you are a veteran with any wartime service and an honorable discharge, you may qualify.
PLEASE SEE THE ORGAN DONATION RESOURCE PAGE FOR EVEN MORE RESOURCES!